Emarati Credit Card Emarati Credit Card

Exclusive Credit Card for Emaratis

Crafted with pride, Crafted for you.
Featuring two words from the national anthem ‘Aishi Biladi’

Apply for the Emarati Credit Card today to enjoy exclusive benefits

  • Get EI Smart Miles worth up to AED 750*.
  • talabat: Get 50% discount on your food order.
  • Roxy Cinemas: Twice a month, buy one and get one complimentary movie ticket up to Platinum tier, with a 20% discount on food and beverages.
  • Valet Parking: Enjoy complimentary valet parking at Dubai Mall, Mall of the Emirates, D3 and many other locations.

*Offer valid until 14 August 2024

Earn EI Smart Miles on your spends and redeem them to avail Travel benefits, Online Market Place rewards, Instant Purchase options and more.

How to earn EI Smart Miles:

Emarati Credit Card
International spends* Up to 3.75 EI Smart Miles per AED 1
Domestic Spends* Up to 2.5 EI Smart Miles Per AED 1

click here to view the Key Facts Statement, Schedule of Charges and other important information for this product.

Terms & Conditions apply.

Apply Now This form is secure.

Please fill in the form below and a member of our team will contact you personally.

General Terms and Conditions

  1. Exclusively for UAE national.
  2. This Offer is a limited period offer valid for Emarati cards sourced from 15 May 2024 to 14 August 2024 and approved (Disbursed) latest by 30 August 2024.
  3. This Offer is valid for New to Bank customers only. Existing EI Cardholders are not eligible for this Offer. This Offer is not applicable for customers who have closed their EI Credit Card in last 6 months.
  4. If the customer makes retail spends of AED 30,000 or more within 60 days of card issuance, then 75,000 Welcome Bonus EI SmartMiles worth AED 750 will be awarded.
  5. If the customer makes retail spends of minimum AED 15,000 up to AED 29,999 within 60 days of card issuance, then 50,000 Welcome Bonus EI SmartMiles worth AED 500 will be awarded.
  6. For customer making retail spends of less than AED 15,000 within 60 days of card issuance, will not be eligible for any Welcome Bonus EI SmartMiles.
  7. Welcome Bonus of AED 750 will be credited as 75,000 EI SmartMiles or Welcome Bonus of AED 500 will be credited as 50,000 EI SmartMiles to the Applicant’s EI SmartMiles Account based on above stated spend requirement by 31 October 2024, as part of the Campaign.
  8. If spend criteria is not met within 60 days of card issuance, customer will not be eligible for the Welcome Bonus.
  9. Customer needs to activate their Emarati Card and activate their Loyalty ID in the EI Rewards Portal to receive the Welcome Bonus Offer.
  10. This offer cannot be used in conjunction with any other acquisition offer on the card.
  11. Supplementary Cardholders spends will be clubbed with the linked Primary Card to calculate spends eligible for this Offer.
  12. Transactions that are reversed or cancelled are excluded for cumulative retail spends calculation.
  13. Late Payment Charges (Amount donated to charity), Finance Charges, Joining Fee, Annual Membership Fee, Cash Transactions, Credit Vouchers, Balance Transfer Bookings, Dial-a-Cheque, any internal calculations, etc. are excluded for cumulative retail spends calculation.
  14. The Bank reserves the right to change, amend or cancel any or all the Offer’s terms and conditions at any time.

Products

Check out our products for all your banking needs

Accounts
Cards
Finance
Ways to Bank
Advantage Banking
Wealth Solutions
Foreign Currency
Special Packages
Copyright © 2024 Emirates Islamic Bank (P.J.S.C.) is licensed by the Central Bank of the UAE.