Exclusive Salary Transfer - benefits up to AED 16,000

Limited time offer!

Transfer your salary to an Emirates Islamic account and get up to AED 16,000 cashback. Choose from a range of products and finance solutions customised to suit your needs and earn exclusive cashback on all your choices.

Salary Account	Up to AED 5,000
Credit Card	Up to AED 1,000
Personal Finance	Up to AED 2,500
Auto Finance	Up to AED 2,500
Home Finance	Up to AED 5,000

Terms and conditions apply.

The offer is valid from 29 June until 31 August 2024.

Click here to view the Key Facts Statement, Schedule of Charges and other important information for this product.

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Salary Transfer - Current Account or Savings Account

Salary range	Non-UAE Nationals	UAE Nationals
AED 7,500-9,999	AED 250	AED 500
AED 10,000-14,999	AED 500	AED 1,000
AED 15,000-34,999	AED 1,000	AED 1,500
AED 35,000-49,999	AED 2,000	AED 2,500
AED 50,000+	AED 3,000	AED 5,000

Credit Cards

Salary range	Non-UAE Nationals	UAE Nationals	Spends condition Within 60 days of disbursal
AED 7,500-9,999	AED 250	AED 500	Minimum AED 5,000
AED 10,000-14,999	AED 250	AED 500	Minimum AED 5,000
AED 15,000-34,999	AED 500	AED 750	Minimum AED 7,500
AED 35,000-49,999	AED 750	AED 1,000	Minimum AED 7,500
AED 50,000+	AED 1,000	AED 1,000	Minimum AED 10,000

Personal Finance

Finance Amount	Non-UAE Nationals	UAE Nationals
AED 200,000 to < 500,000	AED 750	AED 1,000
AED 500,000 to AED 1 Million	AED 1,500	AED 2,000
> AED 1 Million	AED 2,000	AED 2,500

Auto Finance

Finance Amount	Non-UAE Nationals	UAE Nationals
AED < 100,000	AED 250	AED 500
AED 100,000 to <150,000	AED 1,000	AED 1,250
AED 150,000 to <200,000	AED 1,250	AED 1,750
AED 200,000 to <250,000	AED 1,750	AED 2,250
AED >=250,000	AED 2,000	AED 2,500

Home Finance

Finance Amount	Non-UAE Nationals	UAE Nationals
AED 1.5 Million to < AED 2.5 Million	AED 1,000	AED 2,500
AED 2.5 Million to < AED 3.5 Million	AED 2,000	AED 3,500
AED 3.5 Million to < AED 5 Million	AED 2,500	AED 4,000
> AED 5 Million	AED 3,000	AED 5,000

Terms and Conditions

To qualify for the Campaign :

Customer must have the first salary credit, activate debit card and register for EI+ Mobile banking and online banking within 2 months of opening the salary account.
Customer to open an account within the Campaign period and ensure minimum of 3 consecutive monthly salary credits to be eligible for the cashback for all applicable retail products in the Campaign. (If salary credit amounts vary, the lowest salary will be considered to calculate the applicable cashback).
Customer to apply for credit card and/or finance products within a maximum period of 3 months of opening salary transfer account (to be eligible for asset products cashback).
Salary transfer campaign is valid for new to Emirates Islamic salary customers. Customers with existing accounts with Emirates Islamic are not eligible.
Customer holding existing product(s) (Credit card, Personal Finance, Auto Finance or Home Finance) would not be eligible for Cashback applicable on the particular product.
In case Customer applied for more than one credit card, first credit card application will be considered.

Cashback earnings :

Credit Card cashback will only be fulfilled upon meeting the required retail spend conditions within 60 days of credit cards disbursal. Disputed and reversed transactions will not be considered in spend calculations.
Personal Finance cashback is applicable for fresh finance only, at standard rates and with a lock in period of 12 months (in case of early settlement, cashback claw back will apply and will be adjusted at the time of settlement). Personal finance customers who do not qualify for Personal Finance cashback will not be eligible for Cashback on Salary Transfer or any other product related Cashback.
Home finance cashback will not be applicable for customers whose home finance under policy mandates salary transfer to avail home finance .
Salary account, credit card and/or finance products should be disbursed and active at time of cashback fulfillment .
Cashback will be processed within 30 days of salary transfer campaign terms and conditions being met , credit card cashback will be credited on applicable credit card and for all other products salary account will be credited .

Conditions :

A salary transfer will only be recognized if it was credited into the account by the customer’s employer using the correct method and official channels of the UAE Fund transfer system / wages protection system and recognized channels (acceptable to the bank); cash credits or cheques or transfers from personal accounts will not be considered as eligible monthly salary .
Rates & benefits will be applicable based on the customer’s segment , their eligibility and capacity to avail financing as per the Bank’s credit policy and Central Bank of UAE regulations.
Emirates Islamic Staff are not eligible for the Campaign.
This Campaign is not valid in conjunction with any other promotions, campaigns or offers of the Bank.
The Bank shall not entertain claims or liability or responsibility related to any benefit / rewards / claims or in respect of any services and products provided under the benefit / rewards by third-party supplier(s).
This Campaign, its terms and conditions including its eligibility criteria is being designed and launched by the bank, which the bank reserve its right and to withdraw, amend or change it at any time.

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Salary Transfer Offer