BUSINESS GOLD

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As your business grows, so do your needs, Business Gold services are there to support you through these change.

BENEFITS

  • Business Debit Card with daily Cash Withdrawal Limit of AED 35,000
  • Dedicated Relationship Manager
  • Exclusive pricing on the bank's products and services
  • Upto 40 free counter transactions every month

PRODUCTS

Our Business Solutions give you access to a broad range of liability and financing solutions that help you achieve the long-term goals of your organization.

Day-To-Day Banking


Manage your day-to-day banking activities with our specially designed daily banking solutions:

  • Current Accounts that offer you the convenience and liquidity to meet all your basic banking needs

Savings and Investments


Get the best investment solutions, including specialized advice and access to some of the best Shari'a compliant funds including the Emirates Islamic Real Estate Fund, Global Balanced Fund, Dynamic Liquidity Investment Fund, etc. In addition you can also utilize:

  • Investment Saving Accounts offering a unique balance between generating profit and liquidity.
  • Fixed Deposits that enables you to deposit your funds for fixed periods of time, enabling you to earn higher profit rates.

Financing


Use our financing solutions to manage your cash flow, asset acquisition and expansion requirements for your business. Our Murabaha and Ijarah products are designed to provide solutions for:

  • Working capital and fixed assets financing of up to AED 3 million on an unsecured/partially secured basis or up to AED 5 million on a fully secured basis.
  • Trade finance products including Sight/Time LC's, Cash LC's, LC Murabaha financing and all types of Letters of Guarantee.
  • Vehicle fleet, buses and heavy trucks financing
  • Initial Public Offering (IPO) financing (on selective basis)


ELIGIBILITY

You can take advantage of our Gold Business solutions if you meet the following criteria:

  • Average Monthly Credit Balance in Current Account of AED 100,000 and more Or
  • Any financing facility



Please Note: A nominal service charge of AED 275 per month will apply for Business Gold Services if the above conditions are not met.


DOCUMENTS REQUIRED

  • Company profile and valid legal documents including
    1. Passport copies of all owners
    2. Commercial registration
    3. Business and/or Trade License
    4. Articles of Association or partnership documents
    5. Chamber of commerce certificate
  • Audited/in-house financial statements for 3 years
  • Bank statements for 12 months
  • Facilities request letter
  • Any other documents (as required by the Bank)



* Please Note: Originals of all documents will be required for verification.