Profit Rates

Emirates Islamic management is pleased to announce the following profit rates for customers' deposits for:

Second Quarter 2022 (Rates are Per Annum)

Deposit Slabs Second Quarter 2022 Profit Rates
Investment - 2 years
<= 100 K - AED 0.55%
> 100 K - 3.5 M - AED 0.65%
> 3.5 M - 25 M - AED 0.75%
<= 100 K - FCY 0.35%
> 100 K - 3.5 M - FCY 0.40%
Investment - 2 years - Secured Over Draft
<= 100 K - AED 0.05%
> 100 K - 3.5 M - AED 0.17%
> 3.5 M - 25 M - AED 0.28%
Investment - 1 year
<= 100 K - AED 0.40%
> 100 K - 3.5 M - AED 0.50%
> 3.5 M - 25 M - AED 0.60%
> 25 M - 50 M - AED 0.65%
> 50 M - 100 M - AED 0.75%
> 100 M - AED 0.85%
<= 100 K - FCY 0.20%
> 100 K - 3.5 M - FCY 0.25%
> 3.5 M - 25 M - FCY 0.35%
Investment - 1 year - Secured Over Draft
<= 100 K - AED 0.05%
> 100 K - 3.5 M - AED 0.07%
> 3.5 M - 25 M - AED 0.18%
Investment - 9 Months
<= 100 K - AED 0.35%
> 100 K - 3.5 M - AED 0.45%
<= 100 K - FCY 0.10%
> 100 K - 3.5 M - FCY 0.20%
Investment - 9 Months Secured Over Draft
Investment - 9 Months Flexi
<= 100 K - AED 0.15%
> 100 K - 3.5 M - AED 0.25%
> 3.5 M - 25 M - AED 0.35%
<= 100 K - FCY 0.15%
> 100 K - 3.5M - FCY 0.20%
Investment - 9 Months Flexi - Secured Over Draft
Investment - 6 Months
<= 100 K - AED 0.30%
> 100 K - 3.5 M - AED 0.40%
> 3.5 M - 25 M - AED 0.50%
<= 100 K - FCY 0.10%
> 100 K - 3.5 M - FCY 0.15%
Investment - 6 Months - Secured Over Draft
Investment - 3 Months
<= 100 K - AED 0.25%
> 100 K - 3.5 M - AED 0.35%
> 3.5 M - 25 M - AED 0.45%
> 25 M - 50 M - AED 0.55%
<= 100 K - FCY 0.05%
> 100 K - 3.5 M - FCY 0.10%
Investment - 3 Months - Secured Over Draft
<= 100 K - AED 0.02%
> 3.5 M - 25 M - AED 0.06%
Other Customer Balances
Savings 0.25%
Savings - FCY(USD) 0.25%
Savings - FCY(Other than USD) 0.00%
Special Investment Accounts 0.40%
Super Savings Accounts 0.10%
Kunooz 0.10%
Child Accounts 0.25%
Value Account (>= 5 K & < 50 K) DH 0.20%
Value Account (>= 50 K & < 300 K) DH 0.25%
Value Account (>= 300 K) DH 0.30%
**High Value Salary Account Slab 2 (>= 5 K & < 50 K) DH 0.20%
**High Value Salary Account Slab 3 (>= 50 K & < 300 K) DH 0.25%
**High Value Salary Account Slab 4 (>= 300 K) DH 0.30%


*FCY is currently available in USD only
**For High Value Salary Account if there is a salary transfer, profit rates would be 0.40% p.a.
Click here to learn more about EIBOR Rates

First Quarter 2022 (Rates are Per Annum)

Deposit Slabs First Quarter 2022 Profit Rates
Investment - 2 years
<= 100 K - AED 0.45%
> 100 K - 3.5 M - AED 0.55%
> 3.5 M - 25 M - AED 0.65%
<= 100 K - FCY 0.30%
> 100 K - 3.5 M - FCY 0.35%
Investment - 2 years - Secured Over Draft
<= 100 K - AED 0.05%
> 100 K - 3.5 M - AED 0.17%
> 3.5 M - 25 M - AED 0.28%
Investment - 1 year
<= 100 K - AED 0.30%
> 100 K - 3.5 M - AED 0.40%
> 3.5 M - 25 M - AED 0.50%
> 25 M - 50 M - AED 0.55%
> 50 M - 100 M - AED 0.65%
> 100 M - AED 0.75%
<= 100 K - FCY 0.15%
> 100 K - 3.5 M - FCY 0.20%
> 3.5 M - 25 M - FCY 0.30%
Investment - 1 year - Secured Over Draft
<= 100 K - AED 0.05%
> 100 K - 3.5 M - AED 0.07%
> 3.5 M - 25 M - AED 0.18%
Investment - 9 Months
<= 100 K - AED 0.25%
> 100 K - 3.5 M - AED 0.35%
> 100 K - 3.5 M - FCY 0.15%
Investment - 9 Months Secured Over Draft
Investment - 9 Months Flexi
<= 100 K - AED 0.25%
> 100 K - 3.5 M - AED 0.35%
> 3.5 M - 25 M - AED 0.45%
<= 100 K - FCY 0.10%
> 100 K - 3.5M - FCY 0.15%
Investment - 9 Months Flexi - Secured Over Draft
Investment - 6 Months
<= 100 K - AED 0.20%
> 100 K - 3.5 M - AED 0.30%
> 3.5 M - 25 M - AED 0.40%
<= 100 K - FCY 0.05%
Investment - 6 Months - Secured Over Draft
Investment - 3 Months
<= 100 K - AED 0.15%
> 100 K - 3.5 M - AED 0.25%
> 3.5 M - 25 M - AED 0.35%
> 25 M - 50 M - AED 0.45%
<= 100 K - FCY 0.05%
> 100 K - 3.5 M - FCY 0.10%
Investment - 3 Months - Secured Over Draft
<= 100 K - AED 0.02%
> 3.5 M - 25 M - AED 0.06%
Other Customer Balances
Savings 0.20%
Savings - FCY(USD) 0.20%
Savings - FCY(Other than USD) 0.00%
Special Investment Accounts 0.30%
Super Savings Accounts 0.10%
Kunooz 0.10%
Child Accounts 0.20%
Value Account (>= 5 K & < 50 K) DH 0.10%
Value Account (>= 50 K & < 300 K) DH 0.15%
Value Account (>= 300 K) DH 0.20%
**High Value Salary Account Slab 2 (>= 5 K & < 50 K) DH 0.10%
**High Value Salary Account Slab 3 (>= 50 K & < 300 K) DH 0.15%
**High Value Salary Account Slab 4 (>= 300 K) DH 0.20%


*FCY is currently available in USD only
**For High Value Salary Account if there is a salary transfer, profit rates would be 0.40% p.a.
Click here to learn more about EIBOR Rates

Fourth Quarter 2021 (Rates are Per Annum)

Deposit Slabs Fourth Quarter 2021 Profit Rates
Investment - 2 years
<= 100 K - AED 0.45%
> 100 K - 3.5 M - AED 0.55%
> 3.5 M - 25 M - AED 0.65%
<= 100 K - FCY 0.30%
> 100 K - 3.5 M - FCY 0.35%
Investment - 2 years - Secured Over Draft
<= 100 K - AED 0.05%
> 100 K - 3.5 M - AED 0.17%
> 3.5 M - 25 M - AED 0.28%
Investment - 1 year
<= 100 K - AED 0.30%
> 100 K - 3.5 M - AED 0.40%
> 3.5 M - 25 M - AED 0.50%
> 25 M - 50 M - AED 0.55%
> 50 M - 100 M - AED 0.65%
> 100 M - AED 0.75%
<= 100 K - FCY 0.15%
> 100 K - 3.5 M - FCY 0.20%
> 3.5 M - 25 M - FCY 0.30%
Investment - 1 year - Secured Over Draft
<= 100 K - AED 0.05%
> 100 K - 3.5 M - AED 0.07%
> 3.5 M - 25 M - AED 0.18%
Investment - 9 Months
<= 100 K - AED 0.25%
> 100 K - 3.5 M - AED 0.35%
> 100 K - 3.5 M - FCY 0.15%
Investment - 9 Months Secured Over Draft
Investment - 9 Months Flexi
<= 100 K - AED 0.25%
> 100 K - 3.5 M - AED 0.35%
> 3.5 M - 25 M - AED 0.45%
<= 100 K - FCY 0.10%
> 100 K - 3.5M - FCY 0.15%
Investment - 9 Months Flexi - Secured Over Draft
Investment - 6 Months
<= 100 K - AED 0.20%
> 100 K - 3.5 M - AED 0.30%
> 3.5 M - 25 M - AED 0.40%
<= 100 K - FCY 0.05%
Investment - 6 Months - Secured Over Draft
Investment - 3 Months
<= 100 K - AED 0.15%
> 100 K - 3.5 M - AED 0.25%
> 3.5 M - 25 M - AED 0.35%
> 25 M - 50 M - AED 0.45%
<= 100 K - FCY 0.05%
> 100 K - 3.5 M - FCY 0.10%
Investment - 3 Months - Secured Over Draft
<= 100 K - AED 0.02%
> 3.5 M - 25 M - AED 0.06%
Other Customer Balances
Savings 0.20%
Savings - FCY(USD) 0.20%
Savings - FCY(Other than USD) 0.00%
Special Investment Accounts 0.30%
Super Savings Accounts 0.10%
Kunooz 0.10%
Child Accounts 0.20%
Value Account (>= 5 K & < 50 K) DH 0.10%
Value Account (>= 50 K & < 300 K) DH 0.15%
Value Account (>= 300 K) DH 0.20%
**High Value Salary Account Slab 2 (>= 5 K & < 50 K) DH 0.10%
**High Value Salary Account Slab 3 (>= 50 K & < 300 K) DH 0.15%
**High Value Salary Account Slab 4 (>= 300 K) DH 0.20%


*FCY is currently available in USD only
**For High Value Salary Account if there is a salary transfer, profit rates would be 0.40% p.a.
Click here to learn more about EIBOR Rates

Third Quarter 2021 (Rates are Per Annum)

Deposit Slabs Third Quarter 2021 Profit Rates
Investment - 2 years
<= 100 K - AED 0.45%
> 100 K - 3.5 M - AED 0.55%
> 3.5 M - 25 M - AED 0.65%
<= 100 K - FCY 0.30%
> 100 K - 3.5 M - FCY 0.35%
Investment - 2 years - Secured Over Draft
<= 100 K - AED 0.05%
> 100 K - 3.5 M - AED 0.17%
> 3.5 M - 25 M - AED 0.28%
Investment - 1 year
<= 100 K - AED 0.30%
> 100 K - 3.5 M - AED 0.40%
> 3.5 M - 25 M - AED 0.50%
> 25 M - 50 M - AED 0.55%
> 50 M - 100 M - AED 0.65%
> 100 M - AED 0.75%
<= 100 K - FCY 0.15%
> 100 K - 3.5 M - FCY 0.20%
> 3.5 M - 25 M - FCY 0.30%
Investment - 1 year - Secured Over Draft
<= 100 K - AED 0.05%
> 100 K - 3.5 M - AED 0.07%
> 3.5 M - 25 M - AED 0.18%
Investment - 9 Months
<= 100 K - AED 0.25%
> 100 K - 3.5 M - AED 0.35%
> 100 K - 3.5 M - FCY 0.15%
Investment - 9 Months Secured Over Draft
Investment - 9 Months Flexi
<= 100 K - AED 0.25%
> 100 K - 3.5 M - AED 0.35%
> 3.5 M - 25 M - AED 0.45%
<= 100 K - FCY 0.10%
> 100 K - 3.5M - FCY 0.15%
Investment - 9 Months Flexi - Secured Over Draft
Investment - 6 Months
<= 100 K - AED 0.20%
> 100 K - 3.5 M - AED 0.30%
<= 100 K - FCY 0.05%
Investment - 6 Months - Secured Over Draft
Investment - 3 Months
<= 100 K - AED 0.15%
> 100 K - 3.5 M - AED 0.25%
> 3.5 M - 25 M - AED 0.35%
<= 100 K - FCY 0.05%
> 100 K - 3.5 M - FCY 0.10%
Investment - 3 Months - Secured Over Draft
<= 100 K - AED 0.02%
> 3.5 M - 25 M - AED 0.06%
Other Customer Balances
Savings 0.20%
Savings - FCY(USD) 0.20%
Savings - FCY(Other than USD) 0.00%
Special Investment Accounts 0.30%
Super Savings Accounts 0.10%
Kunooz 0.10%
Child Accounts 0.20%
Value Account (>= 5 K & < 50 K) DH 0.10%
Value Account (>= 50 K & < 300 K) DH 0.15%
Value Account (>= 300 K) DH 0.20%
**High Value Salary Account Slab 2 (>= 5 K & < 50 K) DH 0.10%
**High Value Salary Account Slab 3 (>= 50 K & < 300 K) DH 0.15%
**High Value Salary Account Slab 4 (>= 300 K) DH 0.20%


*FCY is currently available in USD only
**For High Value Salary Account if there is a salary transfer, profit rates would be 0.40% p.a.
Click here to learn more about EIBOR Rates

Second Quarter 2021 (Rates are Per Annum)

Deposit Slabs Second Quarter 2021 Profit Rates
Investment - 2 years
<= 100 K - AED 0.55%
> 100 K - 3.5 M - AED 0.65%
> 3.5 M - 25 M - AED 0.75%
<= 100 K - FCY 0.35%
> 100 K - 3.5 M - FCY 0.40%
Investment - 2 years - Secured Over Draft
<= 100 K - AED 0.05%
> 100 K - 3.5 M - AED 0.17%
> 3.5 M - 25 M - AED 0.28%
Investment - 1 year
<= 100 K - AED 0.40%
> 100 K - 3.5 M - AED 0.50%
> 3.5 M - 25 M - AED 0.60%
> 25 M - 50 M - AED 0.65%
> 50 M - 100 M - AED 0.75%
> 100 M - AED 0.85%
<= 100 K - FCY 0.20%
> 100 K - 3.5 M - FCY 0.25%
> 3.5 M - 25 M - FCY 0.35%
Investment - 1 year - Secured Over Draft
<= 100 K - AED 0.05%
> 100 K - 3.5 M - AED 0.07%
> 3.5 M - 25 M - AED 0.18%
Investment - 9 Months
<= 100 K - AED 0.35%
> 100 K - 3.5 M - AED 0.45%
> 100 K - 3.5 M - FCY 0.20%
Investment - 9 Months Secured Over Draft
Investment - 9 Months Flexi
<= 100 K - AED 0.35%
> 100 K - 3.5 M - AED 0.45%
> 3.5 M - 25 M - AED 0.55%
<= 100 K - FCY 0.15%
> 100 K - 3.5M - FCY 0.20%
Investment - 9 Months Flexi - Secured Over Draft
Investment - 6 Months
<= 100 K - AED 0.30%
> 100 K - 3.5 M - AED 0.40%
> 3.5 M - 25 M - AED 0.50%
<= 100 K - FCY 0.05%
Investment - 6 Months - Secured Over Draft
Investment - 3 Months
<= 100 K - AED 0.25%
> 100 K - 3.5 M - AED 0.35%
> 3.5 M - 25 M - AED 0.45%
> 25 M - 50 M - AED 0.55%
<= 100 K - FCY 0.05%
> 100 K - 3.5 M - FCY 0.10%
Investment - 3 Months - Secured Over Draft
<= 100 K - AED 0.02%
Other Customer Balances
Savings 0.20%
Savings - FCY(USD) 0.20%
Savings - FCY(Other than USD) 0.00%
Special Investment Accounts 0.30%
Super Savings Accounts 0.10%
Kunooz 0.10%
Child Accounts 0.20%
Value Account (>= 5 K & < 50 K) DH 0.10%
Value Account (>= 50 K & < 300 K) DH 0.15%
Value Account (>= 300 K) DH 0.20%
**High Value Salary Account Slab 2 (>= 5 K & < 50 K) DH 0.10%
**High Value Salary Account Slab 3 (>= 50 K & < 300 K) DH 0.15%
**High Value Salary Account Slab 4 (>= 300 K) DH 0.20%


*FCY is currently available in USD only
**For High Value Salary Account if there is a salary transfer, profit rates would be 0.40% p.a.
Click here to learn more about EIBOR Rates