Profit Rates
Emirates Islamic management is pleased to announce the following profit rates for customers' deposits for:
First Quarter 2023 (Rates are Per Annum)
| Deposit Slabs | First Quarter 2023 Profit Rates |
|---|---|
| Investment - 2 years | |
| <= 100 K - AED | 0.75% |
| > 100 K - 3.5 M - AED | 0.85% |
| > 3.5 M - 25 M - AED | 0.95% |
| <= 100 K - FCY | 0.55% |
| > 100 K - 3.5 M - FCY | 0.60% |
| Investment - 2 years - Secured Over Draft | |
| Investment - 1 year | |
| <= 100 K - AED | 0.60% |
| > 100 K - 3.5 M - AED | 0.70% |
| > 3.5 M - 25 M - AED | 0.80% |
| > 25 M - 50 M - AED | 0.85% |
| > 50 M - 100 M - AED | 0.95% |
| > 100 M - AED | 1.05% |
| <= 100 K - FCY | 0.40% |
| > 100 K - 3.5 M - FCY | 0.45% |
| > 3.5 M - 25 M - FCY | 0.55% |
| Investment - 1 year - Secured Over Draft | |
| Investment - 9 Months | |
| <= 100 K - AED | 0.55% |
| > 100 K - 3.5 M - AED | 0.65% |
| <= 100 K - FCY | 0.30% |
| > 100 K - 3.5 M - FCY | 0.40% |
| Investment - 9 Months Secured Over Draft | |
| Investment - 9 Months Flexi | |
| <= 100 K - AED | 0.35% |
| > 100 K - 3.5 M - AED | 0.45% |
| > 3.5 M - 25 M - AED | 0.55% |
| <= 100 K - FCY | 0.35% |
| > 100 K - 3.5M - FCY | 0.40% |
| Investment - 9 Months Flexi - Secured Over Draft | |
| Investment - 6 Months | |
| <= 100 K - AED | 0.50% |
| > 100 K - 3.5 M - AED | 0.60% |
| > 3.5 M - 25 M - AED | 0.70% |
| <= 100 K - FCY | 0.30% |
| > 100 K - 3.5 M - FCY | 0.35% |
| Investment - 6 Months - Secured Over Draft | |
| Investment - 3 Months | |
| <= 100 K - AED | 0.45% |
| > 100 K - 3.5 M - AED | 0.55% |
| > 3.5 M - 25 M - AED | 0.65% |
| > 25 M - 50 M - AED | 0.75% |
| <= 100 K - FCY | 0.25% |
| > 100 K - 3.5 M - FCY | 0.30% |
| Investment - 3 Months - Secured Over Draft | |
| Other Customer Balances | |
| Savings | 0.35% |
| Savings - FCY(USD) | 0.35% |
| Savings - FCY(Other than USD) | 0.00% |
| Special Investment Accounts | 0.50% |
| Super Savings Accounts | 0.10% |
| Super Savings – Etihad Guest | 0.10% |
| Kunooz | 0.10% |
| Child Accounts | 0.35% |
| Value Account (>= 5 K & < 50 K) DH | 0.30% |
| Value Account (>= 50 K & < 300 K) DH | 0.35% |
| Value Account (>= 300 K) DH | 0.40% |
| Value Account (>= 5 K & < 50 K) FCY | 0.10% |
| **High Value Salary Account Slab 2 (>= 5 K & < 50 K) DH | 0.30% |
| **High Value Salary Account Slab 3 (>= 50 K & < 300 K) DH | 0.35% |
| **High Value Salary Account Slab 4 (>= 300 K) DH | 0.40% |
*FCY is currently available in USD only
**For High Value Salary Account if there is a salary transfer, profit rates would be 0.40% p.a.
Click here to learn more about EIBOR Rates
Fourth Quarter 2022 (Rates are Per Annum)
| Deposit Slabs | Fourth Quarter 2022 Profit Rates |
|---|---|
| Investment - 2 years | |
| <= 100 K - AED | 0.75% |
| > 100 K - 3.5 M - AED | 0.85% |
| > 3.5 M - 25 M - AED | 0.95% |
| <= 100 K - FCY | 0.55% |
| > 100 K - 3.5 M - FCY | 0.60% |
| Investment - 2 years - Secured Over Draft | |
| Investment - 1 year | |
| <= 100 K - AED | 0.60% |
| > 100 K - 3.5 M - AED | 0.70% |
| > 3.5 M - 25 M - AED | 0.80% |
| > 25 M - 50 M - AED | 0.85% |
| > 50 M - 100 M - AED | 0.95% |
| > 100 M - AED | 1.05% |
| <= 100 K - FCY | 0.40% |
| > 100 K - 3.5 M - FCY | 0.45% |
| > 3.5 M - 25 M - FCY | 0.55% |
| Investment - 1 year - Secured Over Draft | |
| Investment - 9 Months | |
| <= 100 K - AED | 0.55% |
| > 100 K - 3.5 M - AED | 0.65% |
| <= 100 K - FCY | 0.30% |
| > 100 K - 3.5 M - FCY | 0.40% |
| Investment - 9 Months Secured Over Draft | |
| Investment - 9 Months Flexi | |
| <= 100 K - AED | 0.35% |
| > 100 K - 3.5 M - AED | 0.45% |
| > 3.5 M - 25 M - AED | 0.55% |
| <= 100 K - FCY | 0.35% |
| > 100 K - 3.5M - FCY | 0.40% |
| Investment - 9 Months Flexi - Secured Over Draft | |
| Investment - 6 Months | |
| <= 100 K - AED | 0.50% |
| > 100 K - 3.5 M - AED | 0.60% |
| > 3.5 M - 25 M - AED | 0.70% |
| <= 100 K - FCY | 0.30% |
| > 100 K - 3.5 M - FCY | 0.35% |
| Investment - 6 Months - Secured Over Draft | |
| Investment - 3 Months | |
| <= 100 K - AED | 0.45% |
| > 100 K - 3.5 M - AED | 0.55% |
| > 3.5 M - 25 M - AED | 0.65% |
| > 25 M - 50 M - AED | 0.75% |
| <= 100 K - FCY | 0.25% |
| > 100 K - 3.5 M - FCY | 0.30% |
| Investment - 3 Months - Secured Over Draft | |
| Other Customer Balances | |
| Savings | 0.35% |
| Savings - FCY(USD) | 0.35% |
| Savings - FCY(Other than USD) | 0.00% |
| Special Investment Accounts | 0.50% |
| Super Savings Accounts | 0.10% |
| Super Savings – Etihad Guest | 0.10% |
| Kunooz | 0.10% |
| Child Accounts | 0.35% |
| Value Account (>= 5 K & < 50 K) DH | 0.30% |
| Value Account (>= 50 K & < 300 K) DH | 0.35% |
| Value Account (>= 300 K) DH | 0.40% |
| Value Account (>= 5 K & < 50 K) FCY | 0.10% |
| **High Value Salary Account Slab 2 (>= 5 K & < 50 K) DH | 0.30% |
| **High Value Salary Account Slab 3 (>= 50 K & < 300 K) DH | 0.35% |
| **High Value Salary Account Slab 4 (>= 300 K) DH | 0.40% |
*FCY is currently available in USD only
**For High Value Salary Account if there is a salary transfer, profit rates would be 0.40% p.a.
Click here to learn more about EIBOR Rates
Third Quarter 2022 (Rates are Per Annum)
| Deposit Slabs | Third Quarter 2022 Profit Rates |
|---|---|
| Investment - 2 years | |
| <= 100 K - AED | 0.75% |
| > 100 K - 3.5 M - AED | 0.85% |
| > 3.5 M - 25 M - AED | 0.95% |
| <= 100 K - FCY | 0.55% |
| > 100 K - 3.5 M - FCY | 0.60% |
| Investment - 2 years - Secured Over Draft | |
| Investment - 1 year | |
| <= 100 K - AED | 0.60% |
| > 100 K - 3.5 M - AED | 0.70% |
| > 3.5 M - 25 M - AED | 0.80% |
| > 25 M - 50 M - AED | 0.85% |
| > 50 M - 100 M - AED | 0.95% |
| > 100 M - AED | 1.05% |
| <= 100 K - FCY | 0.40% |
| > 100 K - 3.5 M - FCY | 0.45% |
| > 3.5 M - 25 M - FCY | 0.55% |
| Investment - 1 year - Secured Over Draft | |
| Investment - 9 Months | |
| <= 100 K - AED | 0.55% |
| > 100 K - 3.5 M - AED | 0.65% |
| <= 100 K - FCY | 0.30% |
| > 100 K - 3.5 M - FCY | 0.40% |
| Investment - 9 Months Secured Over Draft | |
| Investment - 9 Months Flexi | |
| <= 100 K - AED | 0.35% |
| > 100 K - 3.5 M - AED | 0.45% |
| > 3.5 M - 25 M - AED | 0.55% |
| <= 100 K - FCY | 0.35% |
| > 100 K - 3.5M - FCY | 0.40% |
| Investment - 9 Months Flexi - Secured Over Draft | |
| Investment - 6 Months | |
| <= 100 K - AED | 0.50% |
| > 100 K - 3.5 M - AED | 0.60% |
| > 3.5 M - 25 M - AED | 0.70% |
| <= 100 K - FCY | 0.30% |
| > 100 K - 3.5 M - FCY | 0.35% |
| Investment - 6 Months - Secured Over Draft | |
| Investment - 3 Months | |
| <= 100 K - AED | 0.45% |
| > 100 K - 3.5 M - AED | 0.55% |
| > 3.5 M - 25 M - AED | 0.65% |
| > 25 M - 50 M - AED | 0.75% |
| <= 100 K - FCY | 0.25% |
| > 100 K - 3.5 M - FCY | 0.30% |
| Investment - 3 Months - Secured Over Draft | |
| Other Customer Balances | |
| Savings | 0.35% |
| Savings - FCY(USD) | 0.35% |
| Savings - FCY(Other than USD) | 0.00% |
| Special Investment Accounts | 0.50% |
| Super Savings Accounts | 0.10% |
| Super Savings – Etihad Guest | 0.10% |
| Kunooz | 0.10% |
| Child Accounts | 0.35% |
| Value Account (>= 5 K & < 50 K) DH | 0.30% |
| Value Account (>= 50 K & < 300 K) DH | 0.35% |
| Value Account (>= 300 K) DH | 0.40% |
| Value Account (>= 5 K & < 50 K) FCY | 0.10% |
| **High Value Salary Account Slab 2 (>= 5 K & < 50 K) DH | 0.30% |
| **High Value Salary Account Slab 3 (>= 50 K & < 300 K) DH | 0.35% |
| **High Value Salary Account Slab 4 (>= 300 K) DH | 0.40% |
*FCY is currently available in USD only
**For High Value Salary Account if there is a salary transfer, profit rates would be 0.40% p.a.
Click here to learn more about EIBOR Rates
Second Quarter 2022 (Rates are Per Annum)
| Deposit Slabs | Second Quarter 2022 Profit Rates |
|---|---|
| Investment - 2 years | |
| <= 100 K - AED | 0.55% |
| > 100 K - 3.5 M - AED | 0.65% |
| > 3.5 M - 25 M - AED | 0.75% |
| <= 100 K - FCY | 0.35% |
| > 100 K - 3.5 M - FCY | 0.40% |
| Investment - 2 years - Secured Over Draft | |
| <= 100 K - AED | 0.05% |
| > 100 K - 3.5 M - AED | 0.17% |
| > 3.5 M - 25 M - AED | 0.28% |
| Investment - 1 year | |
| <= 100 K - AED | 0.40% |
| > 100 K - 3.5 M - AED | 0.50% |
| > 3.5 M - 25 M - AED | 0.60% |
| > 25 M - 50 M - AED | 0.65% |
| > 50 M - 100 M - AED | 0.75% |
| > 100 M - AED | 0.85% |
| <= 100 K - FCY | 0.20% |
| > 100 K - 3.5 M - FCY | 0.25% |
| > 3.5 M - 25 M - FCY | 0.35% |
| Investment - 1 year - Secured Over Draft | |
| <= 100 K - AED | 0.05% |
| > 100 K - 3.5 M - AED | 0.07% |
| > 3.5 M - 25 M - AED | 0.18% |
| Investment - 9 Months | |
| <= 100 K - AED | 0.35% |
| > 100 K - 3.5 M - AED | 0.45% |
| <= 100 K - FCY | 0.10% |
| > 100 K - 3.5 M - FCY | 0.20% |
| Investment - 9 Months Secured Over Draft | |
| Investment - 9 Months Flexi | |
| <= 100 K - AED | 0.15% |
| > 100 K - 3.5 M - AED | 0.25% |
| > 3.5 M - 25 M - AED | 0.35% |
| <= 100 K - FCY | 0.15% |
| > 100 K - 3.5M - FCY | 0.20% |
| Investment - 9 Months Flexi - Secured Over Draft | |
| Investment - 6 Months | |
| <= 100 K - AED | 0.30% |
| > 100 K - 3.5 M - AED | 0.40% |
| > 3.5 M - 25 M - AED | 0.50% |
| <= 100 K - FCY | 0.10% |
| > 100 K - 3.5 M - FCY | 0.15% |
| Investment - 6 Months - Secured Over Draft | |
| Investment - 3 Months | |
| <= 100 K - AED | 0.25% |
| > 100 K - 3.5 M - AED | 0.35% |
| > 3.5 M - 25 M - AED | 0.45% |
| > 25 M - 50 M - AED | 0.55% |
| <= 100 K - FCY | 0.05% |
| > 100 K - 3.5 M - FCY | 0.10% |
| Investment - 3 Months - Secured Over Draft | |
| <= 100 K - AED | 0.02% |
| > 3.5 M - 25 M - AED | 0.06% |
| Other Customer Balances | |
| Savings | 0.25% |
| Savings - FCY(USD) | 0.25% |
| Savings - FCY(Other than USD) | 0.00% |
| Special Investment Accounts | 0.40% |
| Super Savings Accounts | 0.10% |
| Kunooz | 0.10% |
| Child Accounts | 0.25% |
| Value Account (>= 5 K & < 50 K) DH | 0.20% |
| Value Account (>= 50 K & < 300 K) DH | 0.25% |
| Value Account (>= 300 K) DH | 0.30% |
| **High Value Salary Account Slab 2 (>= 5 K & < 50 K) DH | 0.20% |
| **High Value Salary Account Slab 3 (>= 50 K & < 300 K) DH | 0.25% |
| **High Value Salary Account Slab 4 (>= 300 K) DH | 0.30% |
*FCY is currently available in USD only
**For High Value Salary Account if there is a salary transfer, profit rates would be 0.40% p.a.
Click here to learn more about EIBOR Rates
First Quarter 2022 (Rates are Per Annum)
| Deposit Slabs | First Quarter 2022 Profit Rates |
|---|---|
| Investment - 2 years | |
| <= 100 K - AED | 0.45% |
| > 100 K - 3.5 M - AED | 0.55% |
| > 3.5 M - 25 M - AED | 0.65% |
| <= 100 K - FCY | 0.30% |
| > 100 K - 3.5 M - FCY | 0.35% |
| Investment - 2 years - Secured Over Draft | |
| <= 100 K - AED | 0.05% |
| > 100 K - 3.5 M - AED | 0.17% |
| > 3.5 M - 25 M - AED | 0.28% |
| Investment - 1 year | |
| <= 100 K - AED | 0.30% |
| > 100 K - 3.5 M - AED | 0.40% |
| > 3.5 M - 25 M - AED | 0.50% |
| > 25 M - 50 M - AED | 0.55% |
| > 50 M - 100 M - AED | 0.65% |
| > 100 M - AED | 0.75% |
| <= 100 K - FCY | 0.15% |
| > 100 K - 3.5 M - FCY | 0.20% |
| > 3.5 M - 25 M - FCY | 0.30% |
| Investment - 1 year - Secured Over Draft | |
| <= 100 K - AED | 0.05% |
| > 100 K - 3.5 M - AED | 0.07% |
| > 3.5 M - 25 M - AED | 0.18% |
| Investment - 9 Months | |
| <= 100 K - AED | 0.25% |
| > 100 K - 3.5 M - AED | 0.35% |
| > 100 K - 3.5 M - FCY | 0.15% |
| Investment - 9 Months Secured Over Draft | |
| Investment - 9 Months Flexi | |
| <= 100 K - AED | 0.25% |
| > 100 K - 3.5 M - AED | 0.35% |
| > 3.5 M - 25 M - AED | 0.45% |
| <= 100 K - FCY | 0.10% |
| > 100 K - 3.5M - FCY | 0.15% |
| Investment - 9 Months Flexi - Secured Over Draft | |
| Investment - 6 Months | |
| <= 100 K - AED | 0.20% |
| > 100 K - 3.5 M - AED | 0.30% |
| > 3.5 M - 25 M - AED | 0.40% |
| <= 100 K - FCY | 0.05% |
| Investment - 6 Months - Secured Over Draft | |
| Investment - 3 Months | |
| <= 100 K - AED | 0.15% |
| > 100 K - 3.5 M - AED | 0.25% |
| > 3.5 M - 25 M - AED | 0.35% |
| > 25 M - 50 M - AED | 0.45% |
| <= 100 K - FCY | 0.05% |
| > 100 K - 3.5 M - FCY | 0.10% |
| Investment - 3 Months - Secured Over Draft | |
| <= 100 K - AED | 0.02% |
| > 3.5 M - 25 M - AED | 0.06% |
| Other Customer Balances | |
| Savings | 0.20% |
| Savings - FCY(USD) | 0.20% |
| Savings - FCY(Other than USD) | 0.00% |
| Special Investment Accounts | 0.30% |
| Super Savings Accounts | 0.10% |
| Kunooz | 0.10% |
| Child Accounts | 0.20% |
| Value Account (>= 5 K & < 50 K) DH | 0.10% |
| Value Account (>= 50 K & < 300 K) DH | 0.15% |
| Value Account (>= 300 K) DH | 0.20% |
| **High Value Salary Account Slab 2 (>= 5 K & < 50 K) DH | 0.10% |
| **High Value Salary Account Slab 3 (>= 50 K & < 300 K) DH | 0.15% |
| **High Value Salary Account Slab 4 (>= 300 K) DH | 0.20% |
*FCY is currently available in USD only
**For High Value Salary Account if there is a salary transfer, profit rates would be 0.40% p.a.
Click here to learn more about EIBOR Rates