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From electronics, telecom, supermarket & Jewellery. Ask for our profit free Easy Payment Plan (EPP) when making a purchase and enjoy greater flexibility with our range of profit free Easy Payment Plans from 3, 6, 9 & 12 months.

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Min Amount Tenor Conditions EPP at merchant outlet
Al Zahra Hospital - Dubai AED 10,000 3 & 6 months This offer is valid till December 15, 2021. -
Al Zamurud Medical Center** AED 1,000 6 & 12 months This offer is valid till December 31, 2020. -
Al Ahli Driving Center *** AED 1,000 3,6 & 12 months This offer is valid till February 15, 2022 -
Al Alfiah Dental Clinic AED 1,000 3, 6 months This offer is valid till May 1st, 2021. -
Abu Dhabi Co-operative Society, SPAR & Megamart supermarkets AED 500 3,6 & 12 months This offer is valid till December 31, 2021 -
Abu Dhabi Police** AED 1,000 3,6 & 12 months This offer is valid till August 04, 2021 -
Abu Dhabi Municipality,Al Ain city Municipality,Al Dhafrah Municipality** AED 1,000 3,6 & 12 months This offer is valid till December 1, 2024 -
2XL Furniture & Home Decor AED 1,000 3,6 months This offer is valid till January 31, 2021 -
Aati* AED 1,000 3,6 & 12 months This offer is valid till November 15, 2020 -
Ace Hardware AED 500 3,6 months This offer is valid till December 18, 2020 -
Ajman Police** AED 1,000 3,6,9 & 12 months This offer is valid till December 1, 2024 -
Al Futtaim Travel AED 1,000 3,6 months This offer is valid till January 31, 2021 -
Al Futtaim Trading Co LLC AED 1,000 3,6 months This offer is valid till May 02, 2021 -
Al Futtaim Son Co LLC AED 500 3,6 months This offer is valid till May 02, 2021 -
Al Futtaim Watches and Jewellery AED 1,000 3,6 months This offer is valid till December 18, 2020 -
AlKoas Tourism AED 500 3, 6 months This offer is valid till September 30, 2021 -
Al Mariffa Medical Center(Shj) AED 1,000 3, 6 months This offer is valid till December 15, 2021 -
Al Majid Travel LLC AED 1,000 3, 6 & 12months This offer is valid till November 20, 2020 -
Al Rais Tours & Holidays AED 1,000 6,12 months This offer is valid till March 14, 2021 -
Al Zumurud Medical Cecter AED 1,000 6,12 months This offer is valid till January 24, 2021 -
Autotrust** AED 1,000 3, 6 months This offer is valid till December 31, 2020 -
Authentic Luxury Watches Trading AED 1,000 3, 6 months This offer is valid till June 21, 2021 -
AW ROSTAMANI Trading CO LLC AED 1,000 3, 6 months This offer is valid till January 24, 2021 -
Ansar Mall & Ansar Gallery AED 1,000 3,6 months This offer is valid till December 31, 2020 -
Arctic Trucks Emirates Auto Trading LLC AED 1,000 3, 6 months This offer is valid till March 1, 2021 -
Bloomingdales - The Dubai Mall* AED 1,000 3,6 & 12 months This offer is valid till November 15, 2020 -
Bright Smile Dental & Orthodontic Center AED 1,000 3,6 months This offer is valid till December 31, 2021 -
Bright Smile Clinic AED 1,000 3,6 months This offer is valid till December 31, 2021 -
Boston Dental Center AED 1,000 3,6 months This offer is valid till January 31, 2021 -
Bukhatir Education Advancement & Management International (BEAM) AED 1,000 3,6 & 12 months This offer is valid till September 30, 2020 -
BYJU'S The Learning App(More ideas) AED 1,000 3,6 months This offer is valid till January 15, 2021 -
Basmat Al Hayat Medical center(Sharjah) AED 1,000 3,6 months This offer is valid till August 15, 2021 -
BEFIT Sports Club AED 1,000 3,6 & 12 months This offer is valid till May 27, 2021 -
Carrefour AED 500 3,6 & 9 months Valid for only credit card purchases till December 31, 2020 -
Cozmo Travel AED 1,000 3,6 & 12 months This offer is valid till November 11, 2020 -
Damiani Jewels LLC AED 1,000 3,6 & 12 months This offer is valid till September 10, 2023 -
Delma Medical Center(Auh) AED 1,000 3,6 months This offer is valid till December 15, 2021 -
Derma Zone Laser And Cosmetic LLC AED 1,000 3,6 months This offer is valid till February 01, 2021 -
Dogtas Exclusive, Ain Tasneem Furniture Trading LLC AED 1,500 3,6 months This offer is valid till March 31, 2021 -
Dr. Batra's Homeopathic Clinic JLT AED 1,000 6 months This offer is valid till July 14, 2021 -
Dr Sulaiman Al Habib Hospital Dubai & Medical Center in SZR AED 1,000 3,6 & 12 months This offer is valid till June 9, 2021 -
Dubai Electricity & Water Authority (DEWA)** AED 500 3,6 & 12 months This offer is valid till August 15, 2021 -
Dubai International Driving Centre LLC AED 1,000 3,6 months This offer is valid till December 31, 2021 -
Dubai Land Department** AED 2,000 3,6,9 & 12 months This offer is valid till March 15, 2024 -
Dubai Police Traffic Fine AED 500 3,6,9 & 12 months EPP available only on Dubai Police Mobile Application or Website.
This offer is valid till April 30, 2023.
-
Dynatrade Auto Service Center (Dubai Sharjah, Abu Dhabi) AED 1,000 3,6 months This offer is valid till December 31, 2021 -
Dubai Dental Clinic FZ LLC AED 1,000 3,6 months This offer is valid till June 30, 2021 -
Dubai Bone and Joint Center FZ LLC AED 1,000 3,6 months This offer is valid till June 19, 2021 -
Dnata Travel AED 1,000 3,6 months This offer is valid till November 30, 2020
E-City AED 1,000 3,6, 24** months This offer is valid till December 31, 2020
EBAJCO DMCC, HIT THE DEALS AED 1,000 3,6 months This offer is valid till March 15, 2021
ETISALAT AED 1,000 3,6 & 12 months This offer is valid till December 4, 2021
ENBD Properties (3) AED 1,000 6 & 12 months This offer is valid till March 15, 2024. -
Emirates Airline AED 500 3, 6 months Easy Payment Plan available only on requests submitted via www.emirates.ae.
This offer is valid till December 31, 2020.
-
Emax AED 1,000 3,6 months This offer is valid till September 30, 2021 -
Eros Digital Home
Huawei - Mall of Emirates, Mirdiff City Center
AED 1,000 3,6,12,24**,36** months This offer is valid till December 20, 2021
Ethan Allen UAE AED 1,000 3, 6,9 & 12 months This offer is valid till March 20, 2021 -
Enagic Kangen Water Equipment*** AED 1,000 12, 24 months This offer is valid till December 31, 2021 -
Evolvence Knowledge Investment Limited AED 1,000 3, 6 & 12 months This offer is valid till Febraury 28, 2021 -
Eye Consultants AED 1,000 3, 6 months This offer is valid till March 31, 2021 -
Enagic Water Equipment*** AED 1,000 12, 24 months This offer is valid till December 31, 2020 -
Excellence Driving Centre(2) AED 1,000 3,6,9 & 12 months This offer is valid till March 31, 2022 -
Fakih Medical Center AED 1,000 3,6, 12 months This offer is valid till September 30, 2020 -
fItkitchenuae.com AED 1,000 3,6 months This offer is valid till December 20, 2021 -
Fitness First AED 1,000 (on membership sale only, not on other transactions) 3, 6, 12 months This offer is valid till December 31, 2021 -
Golds Gym (New age Fitness) AED 1,000 3,6 months This offer is valid till December 31, 2021 -
Grand Stores AED 500 3,6 months This offer is valid till December 31, 2021
Guess AED 500 3,6 months This offer is valid till December 31, 2020 -
Galadari Motor Driving Centre LLC AED 1,000 3,6 months This offer is valid till December 15, 2020 -
Harman House** AED 1,000 3,6,12,24,36 months This offer is valid till March 11 , 2021. -
Hakeem Dental center (Abu Dhabi) AED 1,000 3,6 months This offer is valid till December 15, 2021 -
Hour Choice
[Hourchoice locations in Splash, Geant, Debenhams,
Galeries Lafayette, K.M.Trading are excluded]
AED 500 3,6 months This offer is valid till December 31, 2020
I SMILE DENTAL CENTER LLC AED 1,000 3,6,12 months This offer is valid till September 10, 2023 -
IMG - Worlds of Adventure AED 500 3,6,12 months This offer is valid till December 15, 2021 -
International School of Creative Science & American School of Creative Science. (All branches)(1) AED 500 3,6,12 months This offer is valid till September 30, 2020 -
Indus Jewellery AED 1,000 3,6 months This offer is valid till June 30, 2021 -
Jacky's Electronics AED 500 3,6 months This offer is valid till October 01, 2021 -
JDPDO, DWC, LLC AED 500 3,6 months This offer is valid till October 26, 2021 -
Jebel Ali Village Nursery LLC AED 1,000 3,6 & 12 months This offer is valid till June 25, 2021 -
Joyalukkas AED 1,000 3,6 months Valid on gold, Diamond, Pearl jewellery purchases. Not allowed for gold bars, coins and loose gems.
Jumbo Electronics AED 1,000 3,6,18 & 24 months***** This offer is valid till April 09, 2021
Jumeirah American Clinic LLC AED 1,000 3,6 & 12 months This offer is valid till October 20, 2021
Kalyan Jewellers AED 1,000 6 months tenor on diamond purchase
3 months tenor on gold jewelery purchase
This offer is valid till September 30, 2021
Kaznen Motorsports Auto Repairing & Maintenance LLC AED 1,000 3,6 & 12 months This offer is valid till August 5, 2021
Levantine Dental Clinic AED 1,000 3,6 months This offer is valid till July 31, 2021 -
Luminance Dental Center AED 1,000 3,6 months This offer is valid till January 31, 2021 -
LifeWorks Holistic Counselling Centre LLC** AED 1,000 3, 6, 12 months This offer is valid till September 18, 2021 -
LuLu hypermarket, LuLu supermarket, LuLu center, LuLu express, Al Foah mall, Al Falah plaza and EGM AED 500 3, 6, 12 months This offer is valid till December 31, 2021 -
Luxury Souq AED 1,000 3,6 months This offer is valid till December 31, 2020 -
Menakart.com AED 1,000 3,6 months This offer is valid till March 11 , 2021. -
Majid Al Futtaim Healthcare AED 1,000 3,6 months This offer is valid till October 01, 2021 -
Malabar Gold and Diamonds AED 1,000 6 months This offer is valid till August 10, 2021
Mamas & Papas (All UAE Stores)* AED 1,000 3,6 & 12 months This offer is valid till November 15, 2020 -
Marks & Spencer AED 500 3,6 months This offer is valid till December 31, 2020 -
MEDSTAR HEALTH CARE LLC AED 1,000 3,6 & 12 months This offer is valid till June 9, 2021 -
MMI Travel AED 1,000 3,6 months This offer is valid till September 30, 2021 -
Montblanc boutiques
[Mall of the Emirates, Ibn Battuta Mall, Wafi Mall, Grand Hyatt,
Dubai Festival City, Mirdiff City Center, Burjuman Mall, Marina Mall Abu Dhabi, Abu Dhabi Mall, Yas Mall, Sahara Mall, Al Ain Mall.]
AED 500 3,6 months This offer is valid till December 31, 2020 -
My Smile Dental Clinic, Al Barsha 3 Dubai AED 1,000 3,6 months This offer is valid till October 15, 2021 -
Nass.com* AED 1,000 3,6 & 12 months This offer is valid till November 15, 2020 -
Newyork Medical Centre, Sharjah UAE AED 1,000 3,6 months This offer is valid till September 30, 2021 -
NESTO Hypermarket AED 1,000 3,6 months This offer is valid till December 31, 2021 -
Noon AED 500 3,6 months This offer is valid till December 31, 2020 -
Novomed Canters LLC AED 1000 3,6 & 12 months This offer is valid till July 10, 2021 -
Ounass.com* AED 1,000 3,6 & 12 months This offer is valid till November 15, 2020 -
Oxygen medical center AED 1,000 3,6 months This offer is valid till April 25, 2021 -
Omeir Travel AED 1,000 3,6 & 12 months This offer is valid till April 30, 2021 -
PANMEAS Jewellery LLC AED 1,000 3,6 months This offer is valid till December 10, 2021 -
Peach Gourmet Restaurant & Café LLC AED 1,000 3,6 months This offer is valid till December 10, 2021 -
Pomegranate Language Institute AED 1,000 3,6 months This offer is valid till December 31, 2021
Pure Gold Jewellers LLC AED 1,000 3,6 months This offer is valid till October 15, 2021
Repton & Foremarke Schools*** AED 1,000 3, 6 & 12 months This offer is valid till December 15, 2021. -
Rivoli AED 500 3,6 months This offer is valid till December 31, 2020
Rivoli Arcade AED 500 3,6 months This offer is valid till December 31, 2020
Rivoli Eyezone AED 500 3,6 months This offer is valid till December 31, 2020
Rivoli Monobrand Boutiques
[Blancpain, Glashutte, Zenith, Omega, Rado, Tissot, Longines]
AED 500 3,6 months This offer is valid till December 31, 2020
Rivoli Prestige AED 500 3,6 months This offer is valid till December 31, 2020
Royal Wing Health Care Center LLC AED 1,000 3,6 months This offer is valid till September 30, 2021 -
Royal Sporting House - Middle East AED 1,000 3,6 months This offer is valid till September 30, 2021 -
Robinsons AED 1,000 3,6 months This offer is valid till October 30, 2021 -
RSH (MIDDLE EAST) LLC AED 1,000 3,6 months This offer is valid till October 30, 2021 -
RTA (Roads and Transport Authority) AED 1,000 3,6,9,12 months This offer is valid till June 6, 2021 -
SAE Institute AED 1,000 3,6 months This offer is valid till December 31, 2021 -
SAFARI HYPERMARKET LLC AED 1,000 3,6 & 12 months This offer is valid till December 31, 2021 -
Samra Jewellery Co. LLC AED 1,000 3,6 & 12 months This offer is valid till December 31, 2021 -
Sansaya Cosmetic Surgery & Dentistry Clinic LLC AED 1,000 3,6 & 12 months This offer is valid till December 31, 2021 -
Sarky Jewelry AED 1,000 3,6 & 12 months This offer is valid till December 31, 2021 -
SDC Clinic Dental and Cosmetics LLC AED 1,000 3,6 months This offer is valid till December 01, 2021 -
Scottish Dental Center AED 1,000 3,6 months This offer is valid till December 01, 2021 -
Security Industry Regulatory Agency – SIRA** AED 1,000 3,6,12 months This offer is valid till July 10, 2021 -
Sharaf DG AED 1,000 3, 6, 9 months This offer is valid till August 01, 2021 -
Sky Jewellery LLC AED 1,000 3,6 months This offer is valid till September 30, 2021
Sky River Filters and purification Devices trading AED 1,000 3,6,12 months - 2% processing fees

18,36,48 months - 4% processing fees
This offer is valid till September 15, 2021 -
Slim'n Lite AED 1,000 3,6 months This offer is valid till September 30, 2021 -
Smile Dental Clinic LLC AED 1,000 3,6 & 12 months This offer is valid till September 30, 2021 -
SNTTA Travel & Tours LLC AED 1,000 3,6 months This offer is valid till September 30, 2021 -
Amazon.ae AED 500 3,6 months This offer is valid till December 31, 2021 -
Synergy Integrated Medical Center AED 1,000 3,6 months This offer is valid till October 30, 2021 -
Takaful Emarat AED 500 3,6 & 12 months This offer is valid till January 1, 2022 -
Tajawal Genaral Trading LLC**** AED 1,000 3,6 months This offer is valid till May 30, 2021 -
Trade License Zone LLC AED 1,000 3, 6 & 9 months This offer is valid till June 30, 2021 -
The Closet AED 1,000 3,6 months This offer is valid till December 31, 2021
THE One Total Home Experience LLC AED 500 3,6 & 12 months This offer is valid till July 16, 2021 -
Thumbay Hospital LLC AED 1,000 3,6 months This offer is valid till May 21, 2021 -
Technogym Emirates LLC AED 1,000 3,6,12 & 24 months This offer is valid till March 31, 2023 -
Top Medical Center AED 1,000 3,6 months This offer is valid till October 30, 2021 -
Trendytime AED 500 3,6 months This offer is valid till December 31, 2020 -
Tolas Jewelry LLC AED 1,000 3,6 months This offer is valid till October 15, 2021
Toys R Us AED 500 3,6 months This offer is valid till December 31, 2020 -
Travel wings AED 1500 3 & 6 months This offer is valid till June 30, 2021 -
TRUST INTERNO FURNITURE TRADING LLC AED 1000 3, 6 & 12 months This offer is valid till June 30, 2021 -
Union Coop AED 500 3,6,9 & 12 months This offer is valid till September 30, 2021 -
Universal Travels & Tourism LLC AED 1000 3, 6 months This offer is valid till May 31, 2021 -
Uro Diagnostic Clinic AED 1000 3, 6 & 12 months This offer is valid till August 1, 2021 -
VLCC
Health lake international(VLCC franchise in Fujairah)
AED 1,000 and above 3,6 months This offer is valid till January 31, 2021 -
Wellbeing Medical Centre AED 2,000 3, 6, 12 months This offer is valid till November 30, 2021 -
Zoom Tours and Travels AED 1,000 3, 6 months This offer is valid till March 20, 2021 -


Terms and Conditions:

  • 2% processing fee of the EPP transaction value will apply for all profit based Credit Cards.
  • (1) 0.5% processing fee applies for all profit based cards
  • (2) 2% processing fee for 3 or 6 months and 2.99% processing fee for 9 & 12 months will apply for all profit based Credit Cards.
  • (3) 1% processing fee for 6 & 12 months
  • *Processing fee of AED 49 applies for all profit based cards.
  • **No processing fees apply.
  • ***1% processing fee for 3 or 6 months and 2% processing fee for 12 months will apply for all profit based Credit Cards.
  • ****1% processing fee for 3 months and 2% processing fee for 6 months EPP will apply.
  • *****2% processing fee for 3 months EPP and 1% processing fee for 6 months EPP will apply.