Get your Emirates Islamic Cashback Plus Credit Card with no Annual Membership Fee*
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Up to 10% cash back on groceries, education, dining, and telecom.
Built in Nol card for easy access and payments on RTA transport network.
Unlimited complimentary access to over 1000+ airport lounges worldwide.
2 complimentary rounds of golf any day of the week.
Click Here to view the Key Facts Statement, Schedule of Charges and other important information for this product.
Up to 10% cash back on supermarket spends
Start saving on your groceries by earning up to 10% cash back on purchases made at any supermarket in the UAE and abroad.
Up to 10% cash back on education
Give your children the best education they deserve and get up to 10% cash back on school and university fees, in the UAE and overseas.
Up to 10% cash back on dining
Dine at your favorite restaurants around the world and enjoy up to 10% cash back.
Up to 10% cash back on telecom expenses
Enjoy great savings on your Etisalat and du bills in UAE and telecom services across the globe.
Redeem your cashback points within seconds through Online Banking or through our Mobile Banking app.
All you need to do is follow the steps below:| Total Monthly Spend | Cash Back Rewards | |||
|---|---|---|---|---|
| Supermarkets | Education | Dining | Telecom | |
| AED 0-2,999 | 0% | 0% | 0% | 0% |
| AED 3,000 - 9,999 | 3% | 3% | 3% | 3% |
| AED 10,000 - 17,499 | 5% | 5% | 5% | 5% |
| AED 17,500+ | 10% | 10% | 10% | 10% |
| Maximum Cash Back Per Month | 200 | 200 | 200 | 200 |
For more details about Cashback Plus earning rates please Click here.
Embedded Nol chip
Your Cashback Plus Credit Card comes with a built-in RTA Nol Chip. Not only can you use your Card to make purchases and cash withdrawals, but also for payments on the RTA transit network, including RTA Metro, RTA Bus, RTA Water Bus, parking meters, Salik and much more.
Auto top-up facility on Salik and Nol
With your Emirates Islamic Cashback Plus Credit Card you can enjoy auto top-ups on Nol and Salik. By activating this facility you don't have to remember to recharge your Salik account or queue up at the RTA station to recharge your Nol chip. To activate the auto top-up facility, please call us on 600 599 995.
Any top up made on your Card through online or mobile banking channels will get updated/recharged after 48hrs. You must visit any metro station reader or parking machine after 48 hours in order to update the NOL balance on the card prior to use. For more details please Click here.
Gold Class cabin access
Enjoy travelling at ease with your Cashback Plus Credit Card. Your card is embedded with a chip that allows you access to Gold Class Cabin on the Dubai Metro. Now you can escape the crowd and sit in peace while you get to your destination.
Enjoy up to 2 "Buy 1 Get 1" complimentary movie tickets each month, any day of the week. A minimum monthly (calendar month) retail spend of AED 3,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary tickets usage, your credit card will be billed with the discount availed. For more information on the Reel Cinemas offer, Click here.
Travelling abroad? You and your supplementary cardholders can enjoy unlimited access to over 1000 airport lounges worldwide. Just present your Card at the participating lounges to enjoy complimentary access. To find out about participating lounges please visit www.loungekey.com/visasignature
Terms & Conditions:
Enjoy two rounds of complimentary golf per month at Arabian Ranches Golf Club, Track Meydan Golf Club, The Trump International Golf Club or Yas Links Golf Club on weekends or weekdays. A minimum monthly (calendar month) retail spend of AED 5,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary golf rounds or no show at the club, your credit card will be billed with the applicable green fee. Click here to book your game, charges and other Terms & Conditions.
Enjoy 15% discount on the below Emaar Entertainment Attractions.
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When you buy quality, you expect it to last. That's why we automatically double the original manufacturer's warranty up to one year from the expiry date of the original warranty. For more details Click here.
Enjoy up to 2 complimentary Marhaba Meet & Greet services per year. A minimum monthly (calendar month) retail spend of AED 3,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary service usage, your credit card will be billed with the applicable service fee.
Click here for the Terms & Conditions.
Click here to book now!
Purchase protection provides you with additional peace of mind every time you make a purchase. It protects your purchases against theft or damage so you can focus on finding the perfect gift. For more details Click here.
With your Emirates Islamic Cashback Plus Credit Card you can avail Cash on Call facility of up to 80% of your available credit limit. For more details Click here.
Enjoy unsurpassed value at over 900 intriguing and prestigious properties around the world with your Emirates Islamic Cashback Plus Credit Card. This hand-selected portfolio includes boutique gems as well as world-famous hotels and resorts.
Privileges on your card:
Travel with complete freedom and peace of mind. Your Cashback Plus Credit Card saves you the time and expense of organizing travel and medical insurance separately when you travel. You are automatically covered for travel accident and travel inconvenience insurance on all trips of up to 90 days duration. To get your travel insurance certificate please click here.
Shop to your heart's content with the 0% Easy Payment Plan. From electronics, telecom, supermarket and jewellery; ask for our Easy Payment Plans of 3, 6, 9 or 12 months when making a purchase at our partner outlets such as Carrefour and Sharaf DG among others. For more details click here.
This offer (Offer) is applicable for all Emirates Islamic Cashback Plus Credit Card Program ("Program" "Card") applicants (the Applicant(s)) and shall be valid only during the Offer's campaign period starting from February 2021 to 31 December 2022 inclusive of both dates (Campaign Period). For more details on the campaign please click here.
Enjoy 1 complimentary valet parking services per month at select locations across the UAE. All you have to do is present your Emirates Islamic Etihad Guest Saqer card at the valet parking desk. A minimum monthly (calendar month) retail spend of AED 3,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary services, your credit card will be billed with the actual service amount.
Click here for the valet parking locations, charges and other Terms & Conditions.
You can avail complimentary access to Dubai Ladies Club & Sharjah Ladies Club in the UAE and enjoy various benefit like Pool & beach access, gym, outdoor activities and more.
All you have to do is present your Emirates Islamic Cash Back Plus credit card at Dubai Ladies Club & Sharjah Ladies Club at their reception desk.
Click here for the Terms & Conditions.
Explore the other benefits of using your Emirates Islamic Credit Card. Learn more about Supplementary Cards, Cash on Call, balance Transfer, Easy Payment Plans and other card benefits.
Please click here to view schedule of charges.
Please click here to view Emirates Islamic Credit Cards – Important information.
Emirates Islamic Cashback Plus Credit Card brings to you:
An Emirates Islamic Cashback Plus Credit Card is the only credit card that brings to you a cash back equipped rewards program with an embedded RTA Nol Chip. This makes it a unique offering in the market as the Card not only will rewards you for your daily spends but also allows you to make RTA network payments through a single card. You can earn cash back on both domestic and international spend under each qualifying categories. It also allows you to enjoy complimentary unlimited access to over 1000 airport lounges worldwide.
Cash back will be earned on payments for supermarket, school fees, dining and telecom earn up to 10% cash back in the form of cash back points. The maximum cash back mentioned above is subject to meeting the minimum monthly expenditure of AED3,000. Total expenditure includes all spends on your Card and are not limited to payments made for supermarket, school fees, dining and telecom only.
Cash back % is based on the spend tiers. Please see the below table for your reference. Under each category there is a cap on the maximum cashback that can be earned.
| Total Monthly Spend | Cash Back Rewards | |||
|---|---|---|---|---|
| Supermarkets | Education | Dining | Telecom | |
| AED 0-2,999 | 0% | 0% | 0% | 0% |
| AED 3,000 - 9,999 | 3% | 3% | 3% | 3% |
| AED 10,000 - 17,499 | 5% | 5% | 5% | 5% |
| AED 17,500+ | 10% | 10% | 10% | 10% |
| Maximum Cash Back Per Month | 200 | 200 | 200 | 200 |
1 Cash back Point = 1 AED.
The annual fee on the Card is AED 299 for the primary card holder. Supplementary cards have no annual fee.
Cash back will be earned on spends made on the supplementary card. However please note that the cash back can be redeemed only against the Primary Card account and will appear only on the statement of the Primary Card account.
Redeem your cashback points within seconds through Online Banking or through our Mobile Banking app.
All you need to do is follow the steps below:
Yes Cashback Plus points have a validity of 2 years from the date of earning and if not redeemed within the period will be expired.
Cashback Plus points that has not been redeemed within 2 years from its earn date or post the cancellation of the Card will be forfeited.
In case of a reversal of a transaction, the cash back on the transaction will also be reversed. Savings will be awarded to only actual purchase transactions.
No this cannot be done as rewards redemption can only be done against the card on which the reward points were accrued.
You can choose from the below options to make Card payments:
