Your Emirates Islamic Etihad Guest Credit Card offers Miles based on category of spends. Earn up to 3.5 Miles per USD 1 of retail spends as per below table:

	Etihad Guest Premium Credit Card	Etihad Guest Saqer Credit Card	Etihad Guest Ameera Credit Card	Etihad Guest Platinum Credit Card
Domestic Spend	2 Miles	1.5 Miles	1.5 Miles	1 Mile
International Spend	3 Miles	2 Miles	2 Miles	1.5 Miles
Two Chosen Categories	2.5 Miles	2.5 Miles	2.5 Miles	2 Miles
Spend at Etihad Airline	3.5 Miles	3 Miles	3 Miles	2 Miles

Retail spends made under category "Grocery / Supermarkets", "Insurance" , "Car dealership and Auto related", "Government Services" ,"Bill Payments (including utility bills)", "Education", "Fuel/Petroleum", "Real Estate", Quick Service Restaurants (i.e., Fast Food Restaurants) and "Telecommunication Payment" will earn 0.2 Etihad Guest Miles per USD 1 spend, on all card types.

Retail international spends originating in “European Economic Area (EEA) countries which includes the United Kingdom as per VISA and MasterCard” will earn 25% of the International Miles earning per USD 1 spend.

The Etihad Guest Mile earning on the 2 chosen categories is capped at 1,500 Miles per category per month, on local and international spends made on your chosen categories. Chosen category spends will be determined basis Merchant Category Codes, as defined by VISA.

Purchases made at etihad.com, Etihad branches or the Etihad call center will be eligible for the "Etihad Airways" earn rate.

Maximum eligible spends: In any given month, a Card member shall only be entitled to earn Etihad Guest Miles for transactions carried out up to the extent of the assigned Credit Limit on the Card. Transactions exceeding the assigned Credit Limit shall not be entitled to earn Etihad Guest Miles. ATM transactions, balance transfers, cash-on-call and cash advance are not eligible for Miles earning.