Emirates Islamic Skywards Infinite Credit Card Emirates Islamic Skywards Infinite Credit Card

Key Benefits

Earn Skywards Miles

Earn Skywards Miles

Up to 2 Skywards Miles per USD spent.

Skywards Silver Membership

Skywards Silver Membership

Automatic upgrade to Emirates Skywards Silver membership.

Lounge Access

Lounge Access

Unlimited complimentary access to over 1000+ airport lounges.

Complimentary Golf

Complimentary Golf

Unlimited rounds of complimentary golf any day of the week.

Skywards Miles

Enjoy earning Skywards Miles for every retail spend on your card.

For every USD 1 retail spend you will enjoy earning Miles according to the below earning rates.

Spend Category Miles Earn Rates
Spend at Emirates/flydubai Airlines 2 Miles
International Spend 1.5 Miles
Domestic Spend* 1 Mile

* ATM transactions, balance transfers and cash advance are not eligible for Miles earning.

* For more details about Skywards Miles earning rates please click here.

Earn additional Skyward Miles with ExtraMiles App

Now, for a limited period only, earn 2 additional Skywards Miles for every USD 1 spent with ExtraMiles App when you make purchases for hotel bookings, flight ticket bookings & car rentals through the app… Learn More.

See how many Skywards Miles you can earn monthly

Miles Per Month

Please note that this is a just estimated calculation based on above amounts


Complimentary Lounge Access

  • Enjoy unlimited complimentary access to over 1000 airport lounges with a guest
  • For more details about the Lounge Key program please visit www.loungekey.com/visainfinitemena
  • Terms & Conditions:
    • 1st visit to the Lounge in a calendar year is complimentary.
    • To utilize the subsequent complimentary visits in the same calendar year, customer needs to make a minimum foreign currency spend of USD 1 or equivalent, on both primary & supplementary cards. If the spend criteria is not met then customer will be charged US $27 to the card.
    • For every accompanying guest (above the 1 guest allowance), cardholders will be charged US $27 per person per visit

Complimentary Reel Cinemas Movie Tickets

Enjoy up to 3 “Buy 1 Get 1” complimentary movie tickets each month, any day of the week. Click here to know about the eligibility criteria.

Enjoy 15% off on Emaar Entertainment Attractions

Enjoy 15% discount on the below Emaar Entertainment Attractions.

  • Dig It - Stay and Dig
  • KidZania Abu Dhabi
  • KidZania Dubai
  • VR Park – Pay & Play
  • Ekart
  • Ice Rink
  • The Dubai Fountain Boardwalk
Click here to know about Emaar Attractions Term & Conditions.

Free Valet Parking

You are entitled to Complimentary Valet Parking Service, two times in a calendar month. Any additional use of service will cost AED 80 and will be charged to your Primary Credit Card.

Click here for locations and Terms & Conditions.

Unlimited complimentary golf any day of the week

Enjoy unlimited complimentary golf at Arabian Ranches Golf Club, Track Meydan Golf Club, The Trump International Golf Club or Yas Links Golf Club on weekends or weekdays. To book your game, please click here and submit the completed form.

Balance Transfer Facility

Now you can really save big time with your Skywards Visa Infinite Credit Card balance transfer facility. You have the opportunity to pay off balances you owe to other banks through your Skywards Visa Infinite Credit Card, with no profit charged on the balance transferred *.

Multi trip travel Insurance

Travel with complete freedom and peace of mind. Your Emirates Islamic Skywards Infinite Visa card saves you the time and expense of organizing travel and medical insurance separately when you travel. You are automatically covered for travel accident and travel inconvenience insurance on all trips of up to 90 days duration. Visit to get you travel insurance certificate https://cardholderbenefitsonline.com/

Purchase Protection

When paying with your Emirates Islamic Skywards Visa Infinite card, you will benefit from Purchase Protection for lost, stolen or damaged goods purchased. Enjoy a coverage of USD 7,500 per occurrence & USD 20,000 per year.For further assistance, please call one of the numbers: Toll-free: 800 0441 3487 or +971 4 361 1234. For more details about the service terms and conditions please visit https://cardholderbenefitsonline.com/

Extended Warranty

Use your Emirates Islamic Skywards Visa Infinite card to pay for your purchases to get free Extended Warranty. This benefit automatically doubles the original manufacturer’s warranty for an item purchased with your Emirates Islamic Skywards Visa Infinite card. Enjoy a coverage of USD 5,000 per occurrence & USD 20,000 per year. For further assistance, please call one of the numbers: Toll-free: 800 0441 3487 or +971 4 361 1234. For more details about the service terms and conditions please visit https://cardholderbenefitsonline.com

Complimentary Emirates Skywards Silver Membership

As a Emirates Islamic Skywards Infinite Credit Cardholder enjoy the Emirates Skywards Silver membership, offering exclusive benefits like;

  • Bonus Tier Miles
  • Extra baggage allowance
  • Priority check-in and many more

The Silver tier membership is available for life as long as the card is active. The benefit will continue as per Skywards Terms and Conditions. If you are an existing Skywards Gold or Silver member, your existing membership status will not be affected. For more details about Emirates Skywards Silver Membership benefits please visit http://www.emirates.com/english/skywards/about/membership-tiers/membership-benefits.aspx

Get 50% discount on domestic airport transfers

Enjoy 4 discounted (50% discount) airport transfers per annum (up to AED 50 per ride) with Careem. Use promo code UAEVI50 and pay with your Emirates Islamic Visa Infinite Card when you book your airport transfer with Careem. Click here to learn more.

Global Assistance

No matter where you are in the world, VISA International multilingual service representatives are on hand to assist you 24 hours a day, 365 days a year. If your Visa Infinite card has been lost or stolen, Visa Global Customer Assistance Services representatives can help. For help, call 8000-021 866-654-0112 from inside UAE or +1 303 967 1090* from outside UAE.

Exclusive Visa Infinite Offers

We have partnered with VISA International to bring you exclusive discounts and special offers. Your Skywards Visa Infinite Credit Card privileges connect you to a world of even changing luxury. For assistance please visit www.visainfinitecard.com.

Cash Advance

You can now withdraw cash as per Bank's policy through your Skywards Visa Infinite Credit Card's instant cash advance facility from any Emirates Islamic branch and at more than 780,000 ATMs, exchange houses and financial institutions worldwide displaying the VISA logo. Cash advance fee will apply and no Skywards Miles are granted against cash advance.

Global Concierge

Take advantage of a host of services including and not limited to flight/hotel/restaurant reservations available to you over the phone or online, 24 hours a day, from anywhere in the world by simply calling Concierge hotlines. UAE Toll-free: 800 0441 3487 , UAE International Direct Dialing: +9714 436 7222 OR +1 773 360 5320 Alternatively, you can send an email to concierge@visainfinite-mea.com

Schedule of Charges

Please click here to view schedule of charges.

Golf Reservation Form

Enjoy unlimited complimentary golf at Arabian Ranches Golf Club, Track Meydan Golf Club, The Trump International Golf Club or Yas Links Golf Club on weekends or weekdays. To book your game, please click here and submit the completed form.

Important information

Please click here to view Emirates Islamic Credit Cards – Important information.

Mazaya Offers

Mazaya Offer

Get unmatched benefits, discounts and privileges.

Know More »

Frequently Asked Questions

Miles are calculated based on the card type ( Infinite ) and the spend category. The Illustrations below detail the earning structures for spends made by an Infinite Cardholder.

Spend Category Spend Amount in AED Miles Earning
General shopping
Clothes, electronics..etc
4000 1089 Miles
( 4000/3.673)
Grocery Spend domestic 1400 190 Miles
( 1400/3.673) * 0.5
Government(i.e. Dewa & Fines), Car Dealership, Insurance & Education spend 2500 102 Miles
Fuel, Telecommunication (Du & Etisalatetc.,) & Real Estate 2500 170 Miles
International Spend 5000 2042 Miles
Grocery spend International 600 245 Miles
Purchases from emirates airline 3000 1633 Miles
ATM Cash Withdrawal 1000 0 Miles
Total 20000 5,471 Miles

Miles earned for all transactions in a statement cycle are transferred to the linked Skywards account within 10 days after the statement cycle.

Typically transactions made at supermarkets, hypermarkets, grocery stores, etc fall under the category of "Grocery & Supermarket". All transactions at merchants listed under "Grocery & Supermarket" as defined by Visa/MasterCard will earn 0.5 Miles per USD 1 spend.

Transactions made towards utilities (including electric, gas, water, sanitary, telecommunication payments made online through e-government portal,etc), payments to Court (including Alimony and Child Support), Fines, Bail and Bond payments, Tax payments, Postal Services, Intra-Government purchases, etc.fall under the category of "Government Services". For Miles award purpose, all merchants listed under "Government Services" as defined by Visa/MasterCard will be awarded differential Miles. 0.15 Miles for every USD 1 spend.

The Miles earn rate for any international transaction is the same including transactions at supermarkets or government.

Yes, you will earn 0.25 Skywards miles for every $1 spend.

Yes, any spend at Emirates airline either at sales offices (domestic & international) or online at emirates.com will earn you double Miles. Spend at travel agencies will earn you the regular Miles.

Enjoy instant access to up to 50% of your limit as cash with your Emirates Islamic Skywards Infinite credit Card at over 810,000 ATMs worldwide or over the counter at any bank branch around the world that displays the VISA logo. A cash advance fee will be charged.

Card payments can be made through a range of different channels including:

Cheque Payments
Cheque deposits through the Drop Box, which is available at all designated branches. Make sure that you write your name and Credit Card number on the back of the cheque.
Please Note: Cheques are sent for Clearning and payment is made after the funds are received, which can take 3 - 5 days

Exchange Houses
Payments through UAE Exchange, Al Rostamani Exchange, Al Fardan Exchange House and Al Ansari Exchange can be made in cash up to a maximum value of AED 35,000 per day. All payments will reflect in your credit card account in 2 to 3 working days.

Pay Bills Online
As an Emirates Islamic account holder, you can use your online banking service to pay your monthly bills online. Simply visit www.emiratesislamic.ae and log in to online banking. Call 600 599995 for assistance to link your Credit Card with your online banking account.

Online Auto Payment Facility
Schedule your monthly bill payment through your online banking account using the Auto Payment Transfer facility, which enables your monthly bill to be automatically deducted from your account at the click of a button.

Cash At Counter
Make a cash payment for your Emirates Islamic Credit Card at any of our branches during banking hours

Cash Deposit Machines
Make your payment by depositing the payment at one of our network of Cash Deposit Machines. You can make your payments even if you do not have your card with you, all you need is the card number.

You can get up to 4 supplementary cards for your family members and enable them to take advantage of discounts available on your primary card while earning reward points on every Dirham spent.

The Emirates Islamic Skywards Credit Card is fully compliant with the Shari'a principles.