• عربی
Business Banking Debit Card Business Banking Debit Card

Key Benefits

Instant acess to your funds

Instant access to your funds

A convenient way to deposit and withdraw cash at the ATM.

Easy Payments

Easy Payments

Pay for goods at home or abroad, without having to write cheques.

Worldwide usage

Worldwide usage

Global accepatance at millions of locations around the globe.

Mazaya Offers

Mazaya Offers

Our promotions programme provides great discounts on dining, travel and retails purchases.

Wherever you go on business, whatever you need, you can pay for it straight from your business account with your Business Debit Card. The Card brings you added convenience, flexibility and security so you can enjoy greater financial control and conduct your business with ease.

Features & Benefits

Global Acceptance

Emirates Islamic Business Debit Card can be used to make purchases or payments for your Business purchases locally as well as internationally. You can use your Card at millions of locations wherever Visa is accepted.

Easy to use

You can use your Business Debit Card instead of writing a cheque. It saves time and it’s a lot easier and quicker when you are purchasing items online or at any POS terminal.

Greater Financial Control

You can use your Business Debit Card for your everyday business purchases. When you make a transaction using your Card, the available funds in your Account will usually be reduced immediately by the amount of the transaction performed. This allows your greater financial control as you can track your purchases on the go.

Payments on the go

Use your Business Debit Card for mobile payments on Apple Pay, Samsung Pay or Google Pay to enjoy easy, quick and secure payments. For more details on how to add your card on click on Apple Pay, Samsung Pay and Google Pay.

3D secure & Chip & Pin

Enjoy convenience and security with your Emirates Business Debit Card. Your card is equipped with Chip & PIN technology, providing you a unique Personal Identification Number for safer purchases and cash withdrawals. What’s more, you can now enjoy safe and secure online purchases with 3D Secure that adds an authentication step for all online payments.

Mazaya Offers

We are delighted to present to you our Mazaya Offers Programme. Benefit from unmatched discounts and privileges at restaurants and retailers across the UAE as well as exciting travel offers on your Business Debit Card. It’s a programme that turns doing business into a pleasure.

Business dining

Make the right impression at business lunches and dinners with up to 30% discount at top local restaurants with your Business Debit Card.
For more details and a complete list of our partner outlets, please click here.

The Daily Limits for Cash Withdrawal and Point Of Sale (POS)

  • Cash withdrawal (ATM) limit: AED 50,000 daily.
  • Point Of Sale (POS) limit: AED 150,000 daily.

If you would like to increase/decrease your daily Withdrawal Limit or daily Point Of Sale (POS) limit, feel free to call us anytime on 04 3160080 (within the UAE), or on +971 4 3160080 (outside the UAE).

Additional Privileges

Luxury Hotels Collection

  • Best available rate guarantee
  • Automatic room upgrade upon arrival, when available
  • Free in-room Internet
  • Complimentary continental breakfast
  • 3pm check-out, when available
  • VIP guest status
  • USD 25 food or beverage voucher
For more details, visit: www.visaluxuryhotels.com
Some of the previous privileges and benefits are provided by Visa and are subject to change. For more information, please visit the Visa website: www.visamiddleeast.com

Purchase Protection

Purchase Protection provides you with additional peace of mind every time you make a purchase. It protects your purchases against theft or damage so you can focus on finding the perfect gift.For more details, visit: www.visamiddleeast.com

Extended Warranty

When you buy quality, you expect it to last. That’s why we automatically double the original manufacturer’s warranty up to one year from the expiry date of the original warranty. For more details, visit: www.visamiddleeast.com

Medical and Legal referral

Accidents and mishaps can happen anytime, anywhere. During these unfortunate events, simply contact us and we’ll provide you with the medical or legal assistance you need.

  • Telephone medical advice
  • Medical service provider referral
  • Monitoring medical condition pre and post hospitalization
  • Essential medicine/equipment delivery
  • Dispatch of physician to customer location
  • Hospital admittance guarantee
  • Medical evacuation/repatriation
  • Legal referral
  • Interpreter referral*
Call Visa Helpline on 80004413487

* Customer will have to pay any interpreting fees or related charges.

The assistance service will refer you to physicians, hospitals, clinics and dentists or lawyers and legal practitioners, wherever you are. However, you will be responsible for the cost of actual services provided by such third parties.

UAE: +971 4 361 1234
Outside the UAE: +1 513 259 2027

Eligibility

The Debit Card is available for existing Business banking customers who have single sign authority. Business Debit Card can only be issued to Sole Proprietorships, Partnerships, FZE, FZC and LLCs.

Required Documents:

  • Debit Card Application form completed and signed by the customer and stamped by the Company
  • Valid Emirates ID/ Visa & Passport copy

Forms:

Schedule of Charges

Please click here to view schedule of charges.

Mobile Payments

Check out with speed when you pay with your Emirates Islamic Card using Apple Pay, Google Pay or Samsung Pay. It is fast, simple way to pay at millions of places – on site, in apps and in stores.

Mazaya Offers

Mazaya Offers

Get unmatched benefits, discounts and privileges.

Know More »

Frequently Asked Questions

The Emirates Islamic Business Debit Card can be issued to existing Business Banking customers falling under the below company types : - Partnerships, FZE, FZC and LLCs having single sign in authority. Joint signatories accounts and accounts with multiple signatories are not eligible to sign-up to the Business Debit Card.

A minimum of 1 and a maximum of 4 cards can be issued to a Company. One as Primary and three as supplementary cards.

The company / authorized signatory is fully liable for all Business Debit Cards issued under the Company.

  • Application form completed and signed by the customer and stamped by the Company
  • Valid Emirates ID/ Visa & Passport copy

To cancel supplementary cards issued to employees, the primary card hold of the Business Debit Card may contact 043160080 to permanently block and cancel the card. For all escalations or queries related to cancelling the debit card, please contact your relationship manager.

  • Monitor the card usage through SMS alerts received by the Primary Card Holder.
  • Review the Business Banking account through SmartBusiness.
  • Inform the Bank for closure of the Card incase an employee resigns or gets terminated.
  • Inform the Bank immediately in case of a lost or a stolen Card by contacting 04 3160080.

Please call 043160080 to block your Card immediately.

You can apply for a replacement card by raising a new card issuance request at any Emirates Islamic branch.

Your Debit Card ATM withdrawal limit would be AED 50,000.

  • PIN Verification
  • PIN Generation
  • E-statement request
  • Balance Enquiry
  • Last 5 transactions summary
  • Debit Card Block Request

Your Debit Card daily limit for POS and e-Commerce transactions is AED 150,000.