Gold Certificates

The better way to own Gold

Buy and sell Gold bars at live prices linked to international markets and enjoy the most transparent pricing. Emirates Islamic Bank has tied up with world-class custodians, so you don't have to worry about storage, theft or protection costs. What's more, you can sell or take back the physical Gold bars from Emirates Islamic Bank any time you want.

Issued in lieu of physical Gold bars, with specific Gold bar numbers
Stored by Emirates Islamic Bank on your behalf, so that you don't have to worry about storage and safety
Live prices linked to trading in international interbank markets
Available in denominations of 100 grams, 500 grams and 1kg
Complete flexibility to sell the Gold or take physical Gold bars any time during the term of the Gold Certificates

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Flexible denominations - 100 grams in 999.9 fineness;
500 grams and 1kg in 995 fineness
Low minimum investment - 300 grams
Attractive and transparent fee structure

At the time of buying

Processing fees: 1.0% of purchase value (for 500 grams and above, otherwise 1.25 %)
Certificate issuance / reissuance charges - AED 100

At the time of selling

Storage and takaful fee
- 0.3% p.a. of sales value (up to 5 years)
- 1.0% p.a. on sale value for incremental period (above 5 years)
Gold selling charges: 0.5% of sale value (Physical return - no selling charges)

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