Ways to invest

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At Emirates Islamic Bank we believe it is important to save for those rainy days and protect your loved ones. thus we would like to introduce top you our market leading saving and takaful programs. We partnered with Aman to offer our client the Idikhar plan. Through this product our clients can set aside a specified amount periodically, the plan also provides a safe investment vehicle, capital preservation and protection of the saving intention in the event of death. Emirates Islamic has also partnered with Salama, the biggest and oldest takaful provider in the region. Our saving plans provide access to leading Islamic funds with exposure to the regional equity market, fixed income, global commodities and more.

Key benefits of our Aman plans, are as follows:

  • The Dynamic Principal Protection ( DPP ) that guarantees returns on a high watermark basis after at least 10 years.
  • The ability to nominate the beneficiary.
  • The takaful protection will ensure to pay the highest of the plan amount or the investment pot if the plan holder dies.

Parallel to the Idikhar option, Emirates Islamic has also partnered with Salama, the world largest and oldest Islamic takaful providers.
The Salama idikhar plan is for those who would like to have more control on their investments and perhaps opt for less conservative options.

The Salama platform offers our client the following:

  • A comprehensive investment platform that include equities, fixed income and commodities options.
  • The possibility to switch between different strategies and funds, free of charge!
  • The possibility of enhancing to the takaful option of your plan or focus on the investment part

"Our aim is to offer our client the most appropriate solutions for their financial planning needs, if you are saving
or thought about saving on a regular basis, we would love to hear from you"

Click here to learn more.


These ever popular Islamic instruments are primarily solicited by those who seek a regular income. Our clients benefit from a platform that offer access to the region's leading issuers. These Islamic debt investments are issued by a government body - government sukuks - or by a company - corporate sukuks - to lenders. The purchaser of a sukuk receives regular profit payments for a certain period of time, which constitute the income return. Principal is returned at maturity unless the lender defaults.

Gold certificate

Emirates Islamic gold certificates take the hassle of ownership and keep your physical gold in a safe and secure location. Investors can trade at spot live prices in various fineness standards.

Leading Islamic funds

Emirates Islamic offers a wide range of market leading mutual funds weather you wish to invest in equities, fixed income or many more themes. Mutual funds are an ideal way to mitigate risk through diversification; above all they are managed by professionals who aim to deliver a superior return.

Regional and International equity trading

Emirates Islamic is pleased to offer our customers a platform to trade in regional and international equities as well as debt instruments.