Business Banking


All charges below are inclusive of VAT . Click here for more details.

Click here to view fees & charges for Classic Package

Current Account


Parameters Expo2020**/Tajer/E-Trader Digital*** Premium Gold Platinum Businesswomen Account***
*Minimum Monthly Average Relationship Balance (a) >= 10,000(Expo2020**)
>= 3,000(Tajar/E-Trader)
>= 10,000 to 35,000 >= AED 35,000 to AED 100,000 >= AED 100,000 to AED 250,000 >= AED 250,000 >= AED 10,000
Any Finance Facilities (b) Any Active Finance Any Active Finance Any Active Finance Any Active Finance Any Active Finance Any Active Finance
EIFB Brokerage/Stock Trading Accounts (c) Any Active EIFB Brokerage/Stock Trading Accounts Any Active EIFB Brokerage/Stock Trading Accounts Any Active EIFB Brokerage/Stock Trading Accounts Any Active EIFB Brokerage/Stock Trading Accounts Any Active EIFB Brokerage/Stock Trading Accounts Any Active EIFB Brokerage/Stock Trading Accounts
Monthly Fee (FALL BELOW FEE) (only if conditions 'a' or 'b' or 'c' are not met) Free for first 12 months. AED 315 thereafter AED 52.50 per month AED 315 per month AED 420 per month AED 525 per month Free for first 12 months. AED 315 thereafter.
Relationship Fee Nil AED 210 per month AED 131.25 per month Nil Nil AED 105 per month
Euro Account Maintenance Fee (w.e.f 1 July 2018) EUR 52.50 per month EUR 52.50 per month EUR 52.50 per month EUR 52.50 per month EUR 52.50 per month EUR 52.50 per month
Teller Fees (Cash Deposit & Withdrawal / Fund Transfer (Cheque / Intergroup) Free up to 5 transactions per month thereafter AED 10.50 per transaction AED 105 Per transaction Free up to 2 transactions per month and AED 52.50 per transaction thereafter. Free up to 5 transactions per month thereafter AED 15.75 per transaction Free up to 10 transactions per month thereafter AED 10.50 per transaction Free up to 5 transactions per month thereafter AED 10.50 per transaction
Bulk cash deposit & withdrawal at teller counter 0.25% of the total cash deposited / withdrawn, for amounts of 1 Million and above on a daily basis 0.5% of the total cash deposited / withdrawn, for amounts of 1 Million and above on a daily basis 0.25% of the total cash deposited / withdrawn, for amounts of 1 Million and above on a daily basis 0.15% of the total cash deposited / withdrawn, for amounts of 1 Million and above on a daily basis 0.1% of the total cash deposited / withdrawn, for amounts of 1 Million and above on a daily basis 0.25% of the total cash deposited / withdrawn, for amounts of 1 Million and above on a daily basis
Customer Package Changes / Charges NA NA NA One-Off: Applied only for downgrade - 210/- if package changed within 6 months One-Off: Applied only for downgrade - 210/- if package changed within 6 months NA
*Emirates Islamic reserves the right to downgrade the package, if the Minimum Average Balance requirement is not met for three consecutive months.
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Cheque Related Charges

Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Cheque Book Charges AED 26.25 per cheque book of 50 leaves* AED 52.50 per cheque book of 50 leaves* AED 52.50 per cheque book of 50 leaves* Free* Free* AED 52.50 per cheque book of 50 leaves*
Cheque Book - Processing Fee
(Manual Request)
AED 52.50 per request AED 52.50 per request AED 52.50 per request AED 52.50 per request AED 52.50 per request AED 52.50 per request
Cheque / DDA (Direct Debit Authority) returned charges AED 315 AED 315 AED 315 AED 315 AED 315 AED 315
Cheque Book Delivery (Branch) AED 31.50 AED 105 AED 31.50 AED 26.25 AED 21 AED 31.50
Cheque Return - Inward (return reason "Represent after 3 working days")* AED 315 AED 315 AED 315 AED 315 AED 315 AED 315
Inward clearing fees Free Free Free Free Free Free
Cheque collection charges 0.125% of the cheque amount, subject to a min. AED 52.50 & a max. AED525 -, plus AED 84 as courier charge
* As per the mandate from the Central Bank of UAE, cheque books issued during the first 6 months of opening the account could be limited to 10 leaves depending on the entity’s rating with the credit bureau (AECB).
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Telegraphic Transfer (Manual Request)*


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Local TT AED 31.50 AED 157.50 AED 78.75 AED 52.50 AED 42 AED 78.75
International TT AED 52.50 AED 157.50 AED 105 AED 78.75 AED 78.75 AED 105
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Telegraphic Transfer (businessONLINE)*


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Local TT AED 10.50 AED 1.05 AED 21 AED 10.50 Free AED 10.50
International TT AED 15.75 AED 21 AED 31.50 AED 26.25 AED 15.75 AED 15.75
*Correspondent / Central Bank charges will be applicable on actual basis.
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Certificate


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Certificate of Balance AED 78.75 per certificate AED 157.50 per certificate AED 105 per certificate AED 52.50 per certificate Free AED 105 per certificate
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Salary WPS Charges


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Manual Processing Charges (via Branches)*
* Manual WPS processing allowed only for
approved customers.
AED 787.50 per file + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 787.50 per file + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 787.50 per file + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 787.50 per file + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 787.50 per file + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 787.50 per file + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
businessONLINE (via electronic platform) AED 57.75 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 57.75 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 57.75 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 57.75 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 57.75 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 57.75 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Salary (Non WPS)


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Manual Processing Charges (via Branches)*
* Manual WPS processing allowed only for approved customers.
AED 210 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 210 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 210 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 210 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 210 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 210 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
businessONLINE (via electronic platform) AED 105 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 105 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 105 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 105 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 105 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
AED 105 per File / Batch + AED 3.15 per account
(per account charge is Free for EI/ENBD Accounts)
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

GPSSA (Pension Payment)


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Manual Processing Charges (via Branches) AED 210 per file + AED 2.10 per beneficiary AED 210 per file + AED 2.10 per beneficiary AED 210 per file + AED 2.10 per beneficiary. AED 210 per file + AED 2.10 per beneficiary AED 210 per file + AED 2.10 per beneficiary AED 210 per file + AED 2.10 per beneficiary
businessONLINE (via electronic platform) AED 52.50 per file + AED 2.10 per beneficiary AED 52.50 per file + AED 2.10 per beneficiary AED 52.50 per file + AED 2.10 per beneficiary AED 52.50 per file + AED 2.10 per beneficiary AED 52.50 per file + AED 2.10 per beneficiary AED 52.50 per file + AED 2.10 per beneficiary
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Noqodi Payment (businessONLINE)


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Noqodi Top-up / Voucher AED 10.50 AED 10.50 AED 10.50 AED 10.50 AED 10.50 AED 10.50
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Statement Charges


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Request for copy of statement (non periodic) AED 5.25 per page. Minimum AED 52.50 AED 5.25 per page. Minimum  105 AED 5.25 per page. Minimum AED 52.50 AED 5.25 per page. Minimum AED 26.25 AED 5.25 per page. Minimum AED 21 AED 5.25 per page. Minimum AED 52.50
Physical Statement (Weekly / Monthly / Quarterly / Half Yearly / Yearly) AED 105 AED 157.50 AED 105 AED 105 AED 105 AED 105
e-statement (monthly) Free FREE Free Free Free Free
Liability Letter AED 210 AED 262.50 AED 210 AED 157.50 AED 105 AED 210
No Liability Letter AED 210 AED 262.50 AED 210 AED 157.50 AED 105 AED 210
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Standing Instructions


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Set up charges AED 78.75 AED 105 AED 78.75 AED 52.50 AED 26.25 AED 78.75
Periodic Payments (per transaction) Free Free Free Free Free Free
Amendment charges AED 31.50 AED 57.75 AED 31.50 AED 26.25 AED 15.75 AED 31.50
Failed Standing Instruction AED 47.25 AED 57.75 AED 47.25 AED 42 AED 31.50 AED 47.25
Balance order AED 189 p.a. AED 525 p.a. AED 189 p.a. AED 168 p.a. AED 147 p.a. AED 189 p.a.
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Inward Remittances


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
If deposited in beneficiarys’ account Free Free Free Free Free Free
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Demand Draft and MC/PO:Others


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Issuance of DD/MC/PO AED 26.25 AED 52.50 AED 26.25 AED 21 AED 15.75 AED 26.25
Cancellation of DD/MC/PO Free AED 52.50 Free Free Free Free
Additional telex (e.g. tracer) sent at request of customer - UAE AED 73.50 AED 105 AED 73.50 AED 52.50 AED 47.25 AED 73.50
Additional telex (e.g. tracer) sent at request of customer - Others AED 73.50 AED 105 AED 73.50 AED 52.50 AED 47.25 AED 73.50
Cancellation of remittance instruction/recalling of funds remitted AED 84 AED 105 AED 84 AED 84 AED 73.50 AED 84
Swift message copy AED 21 AED 42 AED 21 AED 15.75 AED 10.50 AED 21
Special Clearing - Outward AED 262.50 AED 262.50 AED 262.50 AED 262.50 AED 262.50 AED 262.50
Special Clearing - Inward (Proceeds by Manager’s Cheque) AED 157.50 AED 157.50 AED 157.50 AED 157.50 AED 157.50 AED 157.50
Special Clearing - Inward (Proceeds through UAE Central Bank) AED 157.50 AED 157.50 AED 157.50 AED 157.50 AED 157.50 AED 157.50
Request for copy of old cheuqes up to 6 months old AED 21 per copy AED 31.50 per copy AED 21 per copy AED 10.50 per copy AED 5.25 per copy AED 21 per copy
Request for copy of old cheuqes more than 6 months old AED 42 per copy AED 52.50 per copy AED 42 per copy AED 21 per copy AED 15.75 per copy AED 42 per copy
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Stop Payment Charge (per instruction)


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
For Cheque/Demand Draft/Manager’s Cheque (up to 3 leaves/unit) AED 31.50 AED 52.50 AED 31.50 AED 21 AED 15.75 AED 31.50
For Cheque/Demand Draft/Manager’s Cheque (Greater than 3 leaves/units) AED 42 AED 63 AED 42 AED 31.50 AED 21 AED 42
Account Closure (within 6 months) AED 210 AED 210 AED 210 AED 210 AED 210 AED 210
Dormant Account Charges AED 157.50 per year AED 315 per year AED 157.50 per year AED 157.50 per year AED 157.50 per year AED 157.50 per year
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Foreign Currency (Collected in same FCY)


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Foreign Currency cash deposit 1% (Minimum AED 105) 1% (Minimum AED 105) 1% (Minimum AED 105) 1% (Minimum AED 105) 1% (Minimum AED 105) 1% (Minimum AED 105)
Foreign Currency cash withdrawal 1% (Minimum AED 105) 1% (Minimum AED 105) 1% (Minimum AED 105) 1% (Minimum AED 105) 1% (Minimum AED 105) 1% (Minimum AED 105)
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Trade Licence Expiry


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Trade License Updation - Processing Fee
(Manual Request)
AED 105 per request AED 105 per request AED 105 per request AED 105 per request AED 105 per request AED 105 per request
Trade License Renewal
(grace period of 2 months allowed from date of expiration)
AED 367.50 Monthly AED 367.50 Monthly AED 367.50 monthly AED 367.50 Monthly AED 367.50 Monthly AED 367.50 Monthly
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Other Charges


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Audit confirmation AED 157.50 AED 262.50 AED 157.50 AED 157.50 AED 131.25 AED 157.50
TCI report AED 157.50 AED 262.50 AED 157.50 AED 157.50 AED 131.25 AED 157.50
Other reports AED 157.50 AED 262.50 AED 157.50 AED 157.50 AED 131.25 AED 157.50
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Credit/Confidential Reports


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Issued to organizations within UAE AED 210 AED 262.50 AED 210 AED 210 AED 210 AED 210
Issued to organizations outside UAE AED 210 AED 262.50 AED 210 AED 210 AED 210 AED 210
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Post Dated Cheques


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Extension of due date AED 31.50 AED 42 AED 31.50 AED 21 AED 15.75 AED 31.50
Substitution of cheque with cash AED 31.50 AED 42 AED 31.50 AED 21 AED 15.75 AED 31.50
Postdated cheques deposited for collection AED 31.50 AED 42 AED 31.50 AED 21 AED 15.75 AED 31.50
Letters of Encashment 0.125% 0.125% 0.125% 0.125% 0.125% 0.125%
Cheque Certification N/A N/A N/A N/A N/A N/A
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Outward Clean Collections


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Standard collections: Free Free Free Free Free Free
Commission Free Free Free Free Free Free
OCC Return Charges Cheque return charges:
AED 52.50
Cheque return charges:
105
Cheque return charges:
AED 52.50
Cheque return charges:
AED 52.50
Cheque return charges:
AED 52.50
Cheque return charges:
AED 52.50
Cash letter items Commission 1/10% (minimum AED 21,
maximum AED 525
or equivalent)
AED 10.50 for post
1/10% (minimum  AED 21,
maximum AED 525
or equivalent)
+ AED 10.50 for Post
1/10% (minimum AED 21,
maximum AED 525
or equivalent)
AED 10.50 for post
1/10% (minimum AED 21,
maximum AED 525
or equivalent)
AED 10.50 for post
1/10% (minimum AED 21,
maximum AED 525
or equivalent)
AED 10.50 for post
1/10% (minimum AED 21,
maximum AED 525
or equivalent)
AED 10.50 for post
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Inward Clean Collection


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Commission 1/8% (minimum
AED 42, maximum AED
525 or equivalent)
1/8% (minimum
AED 42, maximum
AED 525 or equivalent)
1/8% (minimum
AED 42, maximum AED
525 or equivalent)
1/8% (minimum
AED 42, maximum AED
525 or equivalent)
1/8% (minimum
AED 42, maximum AED
525 or equivalent)
1/8% (minimum
AED 42, maximum AED
525 or equivalent)
Proceeds by DD/MC AED 10.50 AED 10.50 AED 10.50 Free Free AED 10.50
Proceeds by TT AED 63 per message AED 63 per message
AED 63 per message Free Free AED 63 per message
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Other Services


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Hold mail Free Free Free Free Free Free
Holding undelivered mail AED 105 p.a. AED 105 p.a. AED 105 p.a. AED 105 p.a. AED 105 p.a. AED 105 p.a.
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Postage (to be recovered in all cases where mailing is required as part of a transaction):


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
UAE AED 15.75 minimum AED 15.75 minimum AED 15.75 minimum AED 15.75 minimum AED 15.75 minimum AED 15.75 minimum
Other AED 31.50 minimum AED 31.50 minimum AED 31.50 minimum AED 31.50 minimum AED 31.50 minimum AED 31.50 minimum
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Faxes


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
UAE AED 26.25 AED 26.25 AED 26.25 AED 26.25 AED 26.25 AED 26.25
Others AED 52.50 AED 52.50 AED 52.50 AED 52.50 AED 52.50 AED 52.50
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Courier


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
UAE AED 42 minimum AED 63 AED 42 minimum AED 31.50 minimum AED 21 minimum AED 42 minimum
Others AED 131.25 minimum  AED 157.50 minimum AED 131.25 minimum AED 105 minimum AED 84 minimum AED 131.25 minimum
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Telex/Cable/SWIFT messages (Based on the length of the message)


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
UAE AED 47.25 minimum  AED 63 minimum AED 47.25 minimum AED 31.50 AED 21 AED 47.25 minimum
Others AED 63 minimum AED 73.50 minimum AED 63 minimum AED 47.25 AED 31.50 AED 63 minimum
Investigations Within 1 year AED 52.50
After 1 year minimum
AED 105
Within 1 year  AED 84
After 1 year minimum
AED 126
Within 1 year AED 52.50
After 1 year minimum
AED 105
Within 1 year AED 42
After 1 year minimum
AED 94.50
Within 1 year AED 31.50
After 1 year minimum
AED 84
Within 1 year AED 52.50
After 1 year minimum
AED 105
Request for non-standard
statement frequency
AED 42 p.m. AED 52.50 p.m. AED 42 p.m. AED 31.50 p.m. AED 21 p.m. AED 42 p.m.
Send MT940s on customer request
(Monthly per account)
AED 157.50 p.m. AED 157.50 per month AED 157.50 p.m. AED 157.50 p.m. AED 157.50 p.m. AED 157.50 p.m.
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Certificates


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Capital Guarantee Certificate AED 525 AED 525 AED 525 AED 525 AED 525 AED 525
Attestation of Signature AED 52.50 AED 157.50 AED 52.50 AED 52.50 AED 52.50 AED 52.50
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Certificate for Issuance of Trade Licence Favouring


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Department of Economic
Development
AED 525 AED 525 AED 525 AED 525 AED 525 AED 525
Free Zones and others AED 525 AED 525 AED 525 AED 525 AED 525 AED 525
T.C. Purchase AED 21 AED 21 AED 21 AED 21 AED 21 AED 21
Issue of IPO/Rights issues by order AED 105 AED 105 AED 105 AED 105 AED 105 AED 105
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Channel Fees : businessONLINE


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Subscription Fees Free Free Free Free Free Free
Token charges AED 262.50/- per token AED 105/- per token AED 262.50/- per token AED 262.50/- per token AED 262.50/- per token AED 262.50/- per token
Password Reset AED 26.25/- per request AED 52.50/- per request AED 52.50/- per request AED 52.50/- per request AED 52.50/- per request AED 26.25/- per request
Swift message copy download Free AED15.75 Free Free Free Free
Subsidiary/Associate company
account addition
AED 52.50/- per request AED 105/- per request AED 105/- per request AED 105/- per request AED 105/- per request AED 52.50/- per request
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Corporate Cash and Cheque Collection


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Per Visit Charges As per Contract As per Contract As per Contract As per Contract As per Contract As per Contract
Corporate Cash Collection - Processing Fee As per Contract As per Contract As per Contract As per Contract As per Contract As per Contract
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

SMS and Online Fees


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Subscription Fees Free Free Free Free Free Free
Monthly SMS Charges Free Free Free Free Free Free
Fax Indemnity Charge AED 262.50 per anum AED 525 per anum AED 262.50 per anum AED 262.50 per anum AED 262.50 per anum AED 262.50 per anum
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only

Emirates Islamic Debit Card Charges


Parameters Expo2020**/e-Trader/Tajer Digital*** Premium Gold Platinum Businesswomen Account***
Debit Card Replacement Fee AED 26.25 AED 26.25 AED 26.25 AED 26.25 AED 26.25 AED 26.25
Foreign Currency Transaction Fee* 2.50% 2.50% 2.50% 2.50% 2.50% 2.50%
Copy of Sales Voucher No Fee No Fee No Fee No Fee No Fee No Fee
Usage fee in UAE at Emirates Islamic / Emirates NBD ATMs
Cash Withdrawal/Deposit No Fee No Fee No Fee No Fee No Fee No Fee
Balance Inquiry No Fee No Fee No Fee No Fee No Fee No Fee
Mini statement No Fee No Fee No Fee No Fee No Fee No Fee
Utility payment No Fee No Fee No Fee No Fee No Fee No Fee
Usage fee on Non Emirates Islamic / Emirates NBD (UAE Switch) ATMs
Cash Withdrawal AED 2.1 AED 2.1 AED 2.1 No Fee No Fee AED 2.1
Balance Inquiry AED 1.05 AED 1.05 AED 1.05 No Fee No Fee AED 1.05
Declined transaction AED 0 AED 1.05 AED 1.05 No Fee No Fee AED 0
In Arab Gulf Cooperation Countries at GCC NET ATMs
Cash Withdrawal AED 6.30 AED 6.30 AED 6.30 No Fee No Fee AED 6.30
Balance Inquiry AED 3.15 AED 3.15 AED 3.15 No Fee No Fee AED 3.15
International ATMs (outside UAE)
Cash Withdrawal AED 21 AED 21 AED 21 AED 21 No Fee AED 21
Balance Inquiry No Fee No Fee (if available) No Fee (if available) No Fee (if available) No Fee (if available) No Fee (if available)
*This fee is charged in addition to the standard processing fee charged by Visa International and is applicable to transactions performed in any currency other than UAE Dirhams.
Charges are in UAE Dirhams and subject to Bank's policies. All fees and changes in this guide are subject to change without notice. Bank reserves the right to offer services and charges mentioned above at its sole discretion. Bank reserves the right to levy additional charges for additional services that might be offered in addition to the above mentioned services at its discretion.
**Note: Effective 1 April 2022, the Expo2020 Business Account Package will not be offered. The schedule of charges are applicable for only existing customers of the Expo2020 package.
***Available for New Customers Only