Introducing ALPHA Youth Account

The ALPHA Youth Account is a unique banking experience designed specifically for young individuals. It offers a Shariah-compliant savings account with a personalized debit card, exclusive cash rewards, and smart tools to manage spending.

More than just a bank account, it empowers kids and teens to take control of their finances and develop smart money habits—while giving parents full control to set limits and create a secure, supervised environment for learning and growth.

No separate app is required. The ALPHA Youth Account is fully accessible via the EI+ Mobile Banking App and is completely customised to offer a tailored experience for youth account holders.

Only Emirates Islamic customers with an active account can open an ALPHA Youth Account for their children.

To apply, simply log in to your EI+ Mobile Banking App and apply for the ALPHA Youth Account under the best suited for your menu.

The ALPHA Youth Account comes with a Debit Card that has controlled spending limits to ensure safe and secure banking experience.

These limits apply to:

• Daily Cash Withdrawal Limit is AED 500
• Daily POS Limit is AED 5,000

Parents or guardians can easily decrease these limits at any time through the EI + Mobile Banking App or by contacting us anytime on 600 599 995 (within the UAE) or on +971 600 599 995 (outside the UAE)

The legal guardian for the ALPHA Youth Account is the child’s parent or custodianship of the child, who is legally authorized to open and manage the account on behalf of the minor. Only the parent can open the account and manage its settings and controls. Account can be opened through EI+ Mobile app or branches. However, if the account is being opened by a legal female guardian, it must be done at a branch.

The guardian must have an Emirates Islamic Account to be able to open ALPHA Youth Account for their child. Download the EI + Mobile Banking App to open your account.

Yes, your child can access their ALPHA Youth Account through a dedicated youth-friendly digital banking experience. They can view their balance, track spending and manage basic features, all in a secure, age-appropriate environment. However, key controls and settings remain with the parent or legal guardian, to ensure safe and supervised account use.

It depends on the number of children the parent has. Each child is eligible for one account only under his/her name.

The minor account will be automatically migrated to an Alpha Youth Account once the eligibility criteria are met.