Cashback Credit Card Cashback Credit Card

Cashback Credit Card

Unlimited Cashback, Guaranteed Savings.

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Key Benefits

No minimum spend

You start earning cashback from your very first spend.

5% cashback on telecommunication

5% guaranteed cashback on etisalat & du spends.

Cashback at Electronic stores

5% guaranteed cashback on electronics store purchases.

Guaranteed cashback on all spends

Earn up to 1% cashback on all your local and international spends.

Click Here to view the Key Facts Statement, Schedule of Charges and other important information for this product.

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Rewards

Cashback Program

Emirates Islamic Cashback Card brings to you the best cash back program. Your Card is powered with:

  • 5% guaranteed cash back on telecom expenses
  • 5% guaranteed cash back on electronic purchases
  • Up to 1% guaranteed cash back on all local and international transactions
  • No minimum spend criteria for earning cash back rewards

Cashback Redemption

Redeem your cashback points within seconds through Online Banking or through our Mobile Banking app.

All you need to do is follow the steps below:
  • Log in to your Emirates Islamic account through Online Banking or Mobile Banking
  • Click on 'Cards'
  • Tap on 'Rewards'
  • Select 'Redemption' and submit your request.

For more details about Cash Back earning rates please Click here.

Benefits

Extended Warranty

When you buy quality, you expect it to last. That's why we automatically double the original manufacturer's warranty up to one year from the expiry date of the original warranty. For more details, visit www.visamiddleeast.com.

Complimentary Reel Cinemas Movie Tickets

Enjoy up to 2 "Buy 1 Get 1" complimentary movie tickets each month, any day of the week. A minimum monthly (calendar month) retail spend of AED 3,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary tickets usage, your credit card will be billed with the discount availed. For more information on the Reel Cinemas offer, Click here.

Luxury Hotel Collection

Enjoy unsurpassed value at over 900 intriguing and prestigious properties around the world with your Emirates Islamic Cashback Credit Card. This hand-selected portfolio includes boutique gems as well as world-famous hotels and resorts.

Privileges on your card:

  • Best available rate guarantee
  • Automatic room upgrade upon arrival when available
  • Complimentary in-room Internet
  • Complimentary continental breakfast
  • 3:00 PM check-out when available
  • VIP Guest status
  • US$25 food or beverage voucher

For more details please click here.

Purchase Protection

It provides coverage of USD 5000 per occurrence and USD 20,000 per year against loss or damage that occurs within a limited time duration from the date of purchase. For more details click here.

Introducing xperience with the entertainer

With Visa, you can get 2-for-1 at your favourite outlets
xperience with the ENTERTAINER is the latest offering from Visa. Unlock 2-for-1 on your favourite dining, beauty and fitness outlets. Download the app from your app store.

Cash on Call

With your Emirates Islamic Cashback Credit Card you can avail Cash on Call facility of up to 80% of your available credit limit. For more details click here.

Balance Transfer

Enjoy 0% profit rate on the outstanding balance of your credit cards from other banks for 6 months by simply transferring it to your Emirates Islamic Cashback Credit Card with nothing more than a processing fee. For more details click here.

Easy Payment Plan

Shop to your heart's content with the 0% Easy Payment Plan. From electronics, telecom, supermarket and jewellery; ask for our Easy Payment Plans of 3, 6, 9 or 12 months when making a purchase at our partner outlets such as Carrefour and Sharaf DG among others. For more details click here.

Please note the above benefits are subject to change without prior notice.

Card Benefits

Explore the benefits of using your Emirates Islamic Credit Card. Learn more about Supplementary Cards, Cash on Call, Balance Transfer, Easy Payment Plans and other card benefits.

Schedule of Charges

Please click here to view schedule of charges.

Important Information

Please click here to view important information on Emirates Islamic Cashback Credit Card.

Mazaya Offers

Mazaya Offers

Mazaya Offers

We are delighted to present to you our Mazaya Offers.

Know more »

Frequently Asked Questions

General FAQs:

You can withdraw cash from any Emirates Islamic branch or from more than 780,000 ATMs around the world displaying the VISA logo, for a nominal fee.

Card payments can be made through a range of different channels including:

Cheque Payments
 Cheque deposits through the Drop Box, which is available at all designated branches. Make sure that you write your name and Credit Card number on the back of the cheque.
Please Note: Cheques are sent for Clearing and payment is made after the funds are received, which can take 3 - 5 days.

Exchange Houses
Payments through UAE Exchange, Al Rostamani Exchange, Al Fardan Exchange House and Al Ansari Exchange can be made in cash up to a maximum value of AED 35,000 per day. All payments will reflect in your credit card account in 2 to 3 working days.

Pay Bills Online
As an Emirates Islamic account holder, you can use your online banking service to pay your monthly bills online. Simply visit www.emiratesislamic.ae and log in to online banking. Call 600 599995 for assistance to link your Credit Card with your online banking account.

Online Auto Payment Facility
Schedule your monthly bill payment through your online banking account using the Auto Payment Transfer facility, which enables your monthly bill to be automatically deducted from your account at the click of a button.

Cash At Counter
Make a cash payment for your Emirates Islamic Credit Card at any of our branches during banking hours.

Cash Deposit Machines
Make your payment by depositing the payment at one of our network of Cash Deposit Machines. You can make your payments even if you do not have your card with you, all you need is the card number.

You can get up to 4 supplementary cards for your family members and enable them to take advantage of discounts available on your primary card while earning reward points on every Dirham spent.

The Emirates Islamic cashback is fully compliant with the Shariah principles.

No, Emirates Islamic does not charge any additional profit on accrued profit on any credit product granted to customers.

Emirates Islamic Cashback Card FAQs:

Yes, you can earn cash back for spends on your supplementary card.

No, by holding a cash back card you are automatically eligible to receive cash back, as long as the criteria of spend is met.

Cash back will be credited in 15 days.

Yes, below transactions on your card are not eligible for cash back:
Balance transfers, cash advances, fees and charges.

Cash back Points are reward points you earn every time you use your Emirates Islamic Cashback Card for payments related to telecom (etisalat and du only), electronic and all other purchases. Cash back points are redeemable for cash back on your Emirates Islamic Cashback Credit Card.

Yes, cash back points expire after two years from the date of earn.
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