Payroll Solution Payroll Solution

The Emirates Islamic Payroll Account is an innovative, Shari'a compliant solution designed for your convenience and the benefit of your employees.

Combining efficiency and security our Payroll Account offers you an effective means of transferring your employees' salaries while safeguarding your accounts from unauthorized access. You will also be able to take advantage of the reduced costs, due to the reduction in accounting errors.

Employee Benefits

  • Current account with checking facilities for salaries of AED 3,000 or higher
  • No minimum balance requirements
  • No monthly fees
  • Free cheque book (applicable to the first cheque book issued for the account)
  • Free internationally recognized debit card
  • Online banking to view, manage and conduct transactions at your convenience
  • Phone banking giving you anytime, anywhere access to your accounts
  • SMS account updates for charge card balances and other transactions at a nominal fee of AED 3 per month
  • Globally accepted MasterCard based Payroll Cards for Salaries below AED 3,000 with dedicated Customer and Employer Helpdesk. Call 04-3160055 for details

Click here to download General Pension and Social Security Authority (GPSSA) utility.


The Emirates Islamic Payroll Account is available to organizations with a minimum staff of 50, with at least 40% of employees receiving a salary above AED 3,000.

WPS Charges

With some of the most affordable WPS charges in the market, the Emirates Islamic Payroll Solution offers you a simple, cost effective means of managing your employee payroll.

  Charges per Salary Information File (SIF) / Batch Upload Charges per Record/Salary Transfer in the Salary Information File (SIF) / Batch Upload
Manual Processing Charges (via Branches) *AED 750 AED 3 (Free for Salary Transfers to EI/NBD Accounts)
smartBUSINESS (via electronic platform) AED 55

* Manual WPS processing allowed only for approved customers.

Self WPS funding Account transfer (For funds transfer to Exchange Houses along with the SIF) - Free