Auto Debits for Credit Card Payment

Auto debits for credit card payments

Set up monthly payments to pay your Credit Card bills so you never miss a payment

Set up monthly payments to pay your Credit Card bills so you never miss a payment. Choose to pay 5%, 10%, 25%, 50%, or 100% of your bill automatically every month from your Emirates Islamic or Emirates NBD Account.

Auto Payments for your Credit Card bills

You can set up monthly payments to pay your Credit Card bills so you never miss a payment. You can choose to pay 5%, 10%, 25%, 50%, or 100% of your bill. This percentage can be changed at any time.

Auto Payment facility works if you have an Emirates Islamic or Emirates NBD Account. If your account is with another bank, you can instruct your other bank to set up the direct debit with fixed amounts only.

Activate or change your Auto Payment instructions

You can set Auto Payment instructions by contacting our Call Centre on +971 600 599 995 or by visiting your nearest Emirates Islamic branch with your original Emirates ID or passport for identification.

Cancel your Auto Payment instructions

You can cancel Auto Payment instructions by contacting our Call Centre on +971 600 599 995 or by visiting your nearest Emirates Islamic branch with your original Emirates ID or passport for identification.

FAQs

For Emirates Islamic Accounts, Auto Payment facility can be activated from your AED account only. For Emirates NBD Accounts, you can use your Emirates NBD or foreign currency accounts.

Auto Payment instructions can only be set up to make payments towards a primary credit card from one of the primary credit cardholder’s accounts.

If the payment you make is equivalent to or higher than your Auto Payment instruction amount and it is made at least 2 working days prior to your Credit Card Payment Due Date, then your Auto Payment instruction will not be carried out. If the payment amount is less than your Auto Payment instruction amount, then the remaining amount will be debited through the Auto Payment instruction on the due date.

If you don’t have enough funds in your Account on your Credit Card Payment Due Date, the Auto Payment will not be processed, and you will incur Late Payment Charges and Profit Charges on your Credit Card. In addition, the Auto Payment Amount will be placed on hold under your Account and will be cleared only once your Credit Card Payment has been made.