Defer your finance payments | Emirates Islamic

You can apply for a finance deferment for your Personal Finance, Auto Finance or Home Finance

Deferring your Finance Payment

You can apply for a finance deferment for your Personal Finance, Auto Finance or Home Finance if your finance repayment mode is set to Auto Payment.

Your Finance is current, and you must not have missed or made any late payments.
This can be done in non-consecutive months, up to two deferrals a year.

Choose one of the channels below to apply for a finance deferment now:

What’s Next?

To defer your next Auto Finance or Personal Finance installment, you need to place your request 7 working days before your Installment due date.

To defer your next Home Finance installment, you need to place your request 31 days before your Installment due date.

All above charges are inclusive of Value Added Tax (VAT).

Refer to our Schedule of Charges to learn more about the Finance Fees and Charges .

No, your first finance installment can’t be deferred.

You can submit your request minimum 5 days prior to your Installment Due Date through any of our branches.

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