Earn EI SmartMiles on every spend

Your Emirates Islamic Flex, Flex Elite and Emarati Credit Card offers EI SmartMiles based on category of spends. Earn up to 3.75 EI SmartMiles per AED 1 of retail spends as per below table:

Flex Credit Card* Flex Elite Credit Card* Emarati Credit Card* Dubai Plus Credit Card*
Domestic Spend* 1.25 EI SmartMiles 2.5 EI SmartMiles 2.5 EI SmartMiles 1.25 EI SmartMiles
International Spend* 2.25 EI SmartMiles 3.75 EI SmartMiles 3.75 EI SmartMiles 2.25 EI SmartMiles
*Terms and conditions apply as mentioned below

  • Your EI SmartMiles are calculated each month based on your monthly spend and have a validity of two years.
  • Maximum eligible spends: In any given month, a Card member shall only be entitled to earn EI SmartMiles for transactions carried out up to the extent of the assigned Credit Limit on the Card. Transactions exceeding the assigned Credit Limit shall not be entitled to earn EI SmartMiles during that month.
  • *Flex Credit Card:
    Effective July 01, 2019, retail spends made under category "Grocery / Supermarkets" on Flex Credit Card will earn 80% of the Base EI SmartMiles, retail spends made under category "Insurance" , "Car dealership and Auto related" will earn 15% of the Base EI SmartMiles & retail spends under category "Government Services" ,"Bill Payments (including utility bills)", "Education", "Fuel/Petroleum", "Real Estate" and "Telecommunication Payment" will earn 10% of the Base EI SmartMiles.
  • *Flex Elite:
    Effective July 01, 2019, retail spends made under category "Grocery / Supermarkets" on Flex Elite will earn 40% of the Base EI SmartMiles, retail spends made under category "Insurance" , "Car dealership and Auto related" will earn 15% of the Base EI SmartMiles & retail spends under category "Government Services" ,"Bill Payments (including utility bills)", "Education", "Fuel/Petroleum", "Real Estate" and "Telecommunication Payment" will earn 10% of the Base EI SmartMiles.
  • *Emarati Card:
    Effective July 01, 2019, retail spends made under category "Grocery / Supermarkets" on Emarati Card will earn 40% of the Base EI SmartMiles, retail spends made under category "Insurance" , "Car dealership and Auto related" will earn 15% of the Base EI SmartMiles & retail spends under category "Government Services" ,"Bill Payments (including utility bills)", "Education", "Fuel/Petroleum", "Real Estate" and "Telecommunication Payment" will earn 10% of the Base EI SmartMiles.
  • *Dubai Plus Credit Card:
    Retail spends made under category "Grocery / Supermarkets" on Dubai Plus Credit Card will earn 80% of the Base EI SmartMiles, retail spends made under category "Insurance" , "Car dealership and Auto related" will earn 15% of the Base EI SmartMiles & retail spends under category "Government Services" ,"Bill Payments (including utility bills)", "Education", "Fuel/Petroleum", "Real Estate" and "Telecommunication Payment" will earn 10% of the Base EI SmartMiles.
  • International spends: International spends are transactions made internationally in foreign currency or non AED currency.

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