Apply for an Easy Payment Plan
Convert your credit card transactions into easy installments for your convenience
Convert your credit card transactions into easy installments for your convenience
Convert your credit card transactions into easy installments for your convenience with our Easy Payment Plans.
If you find it difficult to pay your credit card dues, you can convert your transactions into convenient installments with our Easy Payment Plans. What’s more, you can choose between a regular Easy Installment Plan and a 0% Easy Installment Plan. Applying is very easy. Just follow the instructions below.
As a primary credit cardholder, you can convert your transactions up to the last 45 days i.e. as long as your transaction is included in your latest statement or current billing cycle. Business credit cards and corporate credit cards are not eligible.
Regular Easy Payment Plan
To apply for the regular installment payment plan, your transaction on your credit card must be at least AED 500. You can apply for our plans with 3 to 48 equal monthly payments.
0% Easy Payment Plan
To apply for the 0% Easy Payment Plan, you must make a purchase from one of our selected participating partners.
You can convert a purchase into installments at the time of purchase. Please remember that only a primary credit cardholder can apply for an installment plan.
Choose one of the channels below to apply for an Easy Payment Plan:
If you want to cancel your Easy Payment Plan, you must place a foreclosure request at least 90 days after the booking date. A foreclosure fee of AED 150 + VAT applies.
Click here to place a cancellation request or contact our Call Centre on +971 600 599 995 and our customer service representatives will be happy to help you.
Profit rates for a regular Easy Payment Plan can vary from 1% to 3.49% per month.
0% Profit Easy Payment Plans may incur a processing fee of up to 3.49% of the transaction amount per transaction.
For cancelling or foreclosure, a foreclosure fee of AED 150 plus 5% VAT applies.
For more details, read our Credit Cards Fees and Charges.
You can’t change the tenure of your Easy Payment Plan, but you can cancel the plan. Remember that a foreclosure fee will apply if you cancel. Learn more about our Credit Cards Fees and Charges.
If you fail to pay your installments for two consecutive months, your plan will be foreclosed. The entire outstanding balance of your Easy Payment Plan will become due in full immediately. Any remaining balance will attract our regular finance charges. Learn more about our Credit Cards Fees and Charges.
You will still earn reward points when you convert your transaction to an Easy Payment Plan.
No, you can convert your transactions up to the last 45 days to easy installments. i.e. you can only convert purchases that are included in your latest statement and the current billing cycle.
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