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Authentication code not received

Learn more about the reasons you may stop receiving authentication codes and what to do about it

Learn more about the reasons why you may no longer receive authentication codes and what you can do about it

Authentication Codes

Authentication codes are used as an additional security measure for certain transactions and services. In most cases, you will need an authentication code when:

  • Placing certain Phone Banking requests, such as card activation or card PIN reset
  • Making online purchases or payments using your debit or credit card (authorised with Double Safe)
  • Placing certain Online or Mobile Banking requests, such as changing your password or secret question

Authentication codes will only be sent to your registered mobile number and email address.

Authentication Code Not Received

If you did not receive your authentication code, it may be due to one of the following reasons:

  • Your service provider restricts SMS notifications from Emirates Islamic. Send ‘UALL’ to 7726 to remove these restrictions
  • You are located outside the country. In this case, call us on +971 600 599 995 using your mobile number registered with us
  • Your mobile number registered with us is incorrect. Please update it via any of our ATMs or visit your nearest Emirates Islamic branch.
  • Your Emirates Islamic Card is not linked to your bank account. In this case, call us on +971 600 599 995 using your mobile number registered with us

If none of the above reasons apply to you, please contact our 24-hour Call Centre on +971 600 599 995.

We strongly recommend that you register to Smart Pass for a smoother Online/Mobile Banking experience in the future.

FAQs

You can register for Smart Pass to approve online and mobile banking transactions and requests through your Emirates Islamic Mobile App.

For phone banking requests and services, such as card activation or resetting PIN, you can call us through your registered mobile number to skip the SMS authentication code requirement.

Online purchases and payments can also be approved using the authentication code sent to your registered email address.

Transaction alerts and authentication codes for supplementary credit cards will be sent to the supplementary cardholder if their mobile number and email address have been updated with us. The primary cardholder will also receive these notifications. The notifications to the supplementary cardholder do not include the remaining balance on the credit card.

Transaction alerts and authentication codes for supplementary debit cards will only be sent to the primary cardholder's registered mobile number and email address.

Sometimes merchants or retailers charge your card a small amount to confirm that it is active. This amount is usually refunded within a few days. If the amount is not refunded or you do not recognise the merchant, call us on +971 600 599 995.