Use one of our CDMs, ITMs or visit a branch to deposit a cheque into your Emirates Islamic Account
You can deposit a cheque into your account at one of our branches, Cheque Deposit Machines (CDMs) or Interactive Teller Machines (ITMs). We have these machines at several locations as well as in our branches for your convenience.
You can deposit up to 25 cheques per transaction at a CDM or ITM.
To use a CDM or ITM, you must carry your Emirates ID and either have your debit card with you or know your account number.
Choose one of the following channels to proceed:
The processing and clearing time for cheques depends on the type of cheque and the channel used.
Cheques issued by Emirates Islamic
Cheques issued by other banks
There’s no limit for depositing a cheque, but for cheque encashment the limit is AED 200,000.
We regret the inconvenience. In this case, please go to the nearest CDM, ITM or branch to make your cheque deposit.
Please contact our Call Centre on +971 600 599 995 and one of our customer service representatives will be happy to help you.
You can use your Emirates ID or your debit/credit card.
Yes, you can deposit a Manager’s Cheque as long as it is an account payee cheque. However, International Cheques and International Demand Drafts can only be deposited at a branch.
Your cheque will be returned to you for the following reasons:
If the cheque is deposited at an Emirates Islamic CDM connected to a branch, the cheque can be collected from the same branch on the next working day.
The cheque will be kept at the Emirates Islamic branch for 14 days. If it is not claimed, it will be sent to your registered PO Box.
If the cheque is deposited at a standalone CDM, it will be sent to your domicile branch.
If the cheque is deposited at an Emirates Islamic branch or CDM, it will be sent to your domicile branch.
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