Your time is now with Emirates Islamic
30 days of exclusive offers and discounts await you!
Exclusively for Emiratis.
30 days of exclusive offers and discounts await you!
Exclusively for Emiratis.
Your time is now! Discover a suite of products and solutions curated to match your lifestyle and aspirations, as an Emirati. Exclusively during November, we are pleased to offer you special discounts, rewards and benefits that meet all your financial and banking requirements.
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Grand Prizes |
Limited Edition |
|
Cashback Offers |
Fee Discounts |
The offer is valid from 1 November until 30 November 2024.
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Unlock a world of rewards with Emirates Islamic’s Kunooz Savings Account. This Shariah Compliant profit-bearing Savings Account not only helps you grow your savings, but also gives you the chance to win monthly grand cash prizes, as well as weekly and daily cash prizes.
For the November draw, one of our Emirati customers stands to win AED 2,000,000 with Kunooz.
Note: *To qualify for profit, minimum balance requirement is AED 3,000.
| Prize | Winners | Balance Eligibility | Customer Eligibility |
|---|---|---|---|
| AED 2,000,000 Grand cash prize | 1 winner | AED 100,000 growth in quarterly average balance in Kunooz Savings Account over previous quarter | November 2024 - UAE Nationals customers only qualify for the draw, provided they meet the balance eligibility |
| AED 1,000,000 Cash prize | 1 winner every month | AED 5,000 saved in Kunooz Saving Account gives one entry into the draw | All Kunooz account holders |
| AED 50,000 Cash prize | 1 winner every week | AED 1,000 saved in Kunooz Savings Account gives one entry into the draw | All Kunooz account holders |
Click here for the terms and conditions.
Click here for the Key Facts Statement regarding the Account.
Apply Now »
For Parents of children under 18 years of age: Deposit a minimum of AED 5,000 in your Kunooz Savings Account and you can win AED 50,000.
For Children under 18 years of age: Children having a minor account with Emirates Islamic can win AED 1,000 daily with just a monthly balance of AED 500 in their Kunooz account!
| Prize Category | Minimum Balance | Eligibility for Entry | Prize |
|---|---|---|---|
| Monthly (Youth Parents) | AED 1,000 | AED 5,000 a month per entry | AED 50,000 |
| Daily – For children under 18 years | AED 1,000 | AED 500 per entry | AED 1,000 |
Click here for the terms and conditions.
Click here for the Key Facts Statement regarding the Account.
Apply Now »
Get a chance to be one of 60 winners of an iPhone 16 Pro when you increase your Current or Savings Account balance by AED 25,000.
Don’t have an Account, simply open a new account and deposit a minimum of AED 25,000 to qualify.
| Prize | Winners | Balance Eligibility | Customer Eligibility |
|---|---|---|---|
| Apple iPhone 16 Pro (256GB) | 60 winners during the campaign period | Every AED 25,000 average growth in Current or Savings Account gives one entry into the draw | November 2024 - UAE Nationals customers only qualify for the draw, provided they meet the balance eligibility and campaign requirement |
Click here for the terms and conditions.
Click here for the Key Facts Statement regarding the Account.
Apply Now »
You can now earn cashback up to AED 30,000 when you sign up to join Emirates Islamic Priority Banking. As a privileged Priority Banking customer, you can enjoy a range of exclusive benefits suited to your lifestyle and aspirations, including a dedicated relationship manager, preferential pricing and personalized wealth management services.
| Criteria | Account Balance (AED) |
Total Cashback (AED) |
|---|---|---|
| Open an account and maintain an average balance starting from AED 500,000 to start earning your cashback. | AED 500,000 to AED 999,999 | AED 5,000 |
| AED 1,000,000 to AED 1,999,999 | AED 10,000 | |
| AED 2,000,000 to AED 3,999,999 | AED 15,000 | |
| AED 4,000,000 and above | AED 25,000 |
Transfer your salary to Emirates Islamic and earn additional cashback up to AED 5,000.
Click here for the terms and conditions.
Click here for the Key Facts Statement regarding the Account.
Apply Now »
Transfer your salary to an Emirates Islamic account and get up to AED 16,000 cashback. Choose from a range of products and finance solutions customised to suit your needs and earn exclusive cashback on all your choices.
Available to Emiratis who open an Emirates Islamic account during the campaign period and ensure a minimum of 3 consecutive salary credits.
| Product | UAE Nationals |
|---|---|
| Salary Transfer | AED 5,000 |
| Credit card | AED 1,000 |
| Personal Finance | AED 2,500 |
| Auto Finance | AED 2,500 |
| Home Finance | AED 5,000 |
| Total Cashback of up to | AED 16,000 |
NOTE: This Campaign is not valid in conjunction with any other promotions, campaigns, or offers of the Bank.
| Salary range | UAE Nationals |
|---|---|
| AED 7,500-9,999 | AED 500 |
| AED 10,000-14,999 | AED 1,000 |
| AED 15,000-34,999 | AED 1,500 |
| AED 35,000-49,999 | AED 2,500 |
| AED 50,000+ | AED 5,000 |
| Salary range | UAE Nationals | Spends condition within 60 days of card disbursal |
|---|---|---|
| AED 7,500-9,999 | AED 500 | Minimum AED 5,000 |
| AED 10,000-14,999 | AED 500 | Minimum AED 5,000 |
| AED 15,000-34,999 | AED 750 | Minimum AED 7,500 |
| AED 35,000-49,999 | AED 1,000 | Minimum AED 7,500 |
| AED 50,000+ | AED 1,000 | Minimum AED 10,000 |
| Finance Amount | UAE Nationals |
|---|---|
| AED 200,000 to < 500,000 | AED 1,000 |
| AED 500,000 to AED 1 Million | AED 2,000 |
| > AED 1 Million | AED 2,500 |
| Finance Amount | UAE Nationals |
|---|---|
| AED < 100,000 | AED 500 |
| AED 100,000 to <150,000 | AED 1,250 |
| AED 150,000 to <200,000 | AED 1,750 |
| AED 200,000 to <250,000 | AED 2,250 |
| >= AED 250,000 | AED 2,500 |
| Finance Amount | UAE Nationals |
|---|---|
| AED 1.5 Million to < AED 2.5 Million | AED 2,500 |
| AED 2.5 Million to < AED 3.5 Million | AED 3,500 |
| AED 3.5 Million to < AED 5 Million | AED 4,000 |
| > AED 5 Million | AED 5,000 |
Click here for the terms and conditions.
Click here for the Key Facts Statement regarding Accounts.
Click here for the Key Facts Statement regarding Cards.
Click here for the Key Facts Statement regarding Auto Finance.
Click here for the Key Facts Statement regarding Personal Finance.
Click here for the Key Facts Statement regarding Home Finance.
Apply Now »
As a UAE National, you can be among a select few to enjoy the exclusive privileges of the Limited Edition Emarati Credit Card, designed by Mattar Bin Lahej.
Click here for the terms and conditions.
Click here for the Key Facts Statement regarding the Card.
Apply Now »
Emiratis can enjoy up to 100% processing fee waiver during the promotion period for Auto Finance taken from Emirates Islamic. Valid for Emirati customers with a finance value more than AED 150,000.
Click here for the Key Facts Statement regarding Auto Finance.
Apply Now »
Emiratis can enjoy up to 50% processing fee waiver during the promotion period for Fresh, top-up or additional Personal Finance taken from Emirates Islamic.
Click here for the Key Facts Statement regarding Personal Finance.
Apply Now »
Customers applying for an ‘MBRHE or Sharjah Housing Program - Additional Finance’ with Emirates Islamic will be able to enjoy the following benefits on pricing and fees:
Click here for the Key Facts Statement regarding Home Finance.
Apply Now »
Click here for the terms and conditions.
Click here for the Key Facts Statement regarding the Account.
Apply Now »
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