The best credit card for UAE nationals - all the benefits without the hassle.
Enjoy complimentary valet parking at Dubai Mall, Mall of the Emirates, D3 and many other locations.
Twice a month, you can buy one and get one complimentary movie ticket with a 20% discount on food and beverages.
Get a 50% discount on your food order.
The EI SmartMiles rewards programme has been exclusively designed to offer customers travel, shopping and lifestyle benefits. There are no blackout dates - redeem your EI SmartMiles for flights, hotels and retail transactions anytime and anywhere around the world.
Get up to AED 750 in the form of EI SmartMiles when you spend AED 30,000 and more within the first 60 days of the card opening date.
Click here for the Terms & Conditions.
International spend** | Up to 3.75 EI Smart Miles per AED 1 |
Domestic Spend** | Up to 2.5 EI Smart Miles Per AED 1 |
** For more details about EI SmartMiles earning rates, please Click here.
Simply exchange your EI SmartMiles with our partner loyalty programmes.
10,000 EI SmartMiles | → | 1,750 AirRewards by Air Arabia |
10,000 EI SmartMiles | → | 1,500 Etihad Guest Miles |
10,000 EI SmartMiles | → | 2,500 Marriott Bonvoy Points |
10,000 EI SmartMiles | → | 1,750 Qatar Airways Privilege Club Avios |
10,000 EI SmartMiles | → | 1,000 Emirates Skywards Miles |
7,500 EI SmartMiles | → | 5,000 Smiles |
6,500 EI SmartMiles | → | 1,000 UPoints By Emaar |
Complete your transfers on the EI SmartMiles app - just select your partner programme and enter your membership number. Your EI SmartMiles will be transferred within 5 working days.
Tap into the potential of Your EI SmartMiles for real-time redemption anywhere in the world, with any merchant.
It's effortless: Simply tap on "Instant Purchase," and make your selection. Then, complete the transaction swiftly and securely using your Emarati Card.
Within just 5 days, watch your EI SmartMiles balance deduct as the equivalent amount is instantly redeemed. Plus, enjoy the added perk of a statement credit posted directly to your Emarati Card.
Enjoy instant EI SmartMiles redemption at over 300 airlines and more than 180,000 hotels worldwide, car rentals and much more starting from as low as 4,000 EI SmartMiles.
Indulge in a wide range of shopping options with EI Rewards Online Marketplace. Shop for latest electronics or instantly get an e-voucher for Amazon.ae, Noon and more.
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EMI: AED |
Total Profit: AED |
Based on your chosen spends with Emirates Islamic Emarati Credit Card, you could earn
0 EI SmartMiles Per Month 0 EI SmartMiles Per Annum
With 0 EI SmartMiles you can get one of the following:
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AED 0 |
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0 |
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0 |
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0 |
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0 |
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Please note that this is a just estimated calculation based on above amounts. Some spends made under specific categories like govt services, utility bills, real estate or quick service restaurants may have reduced earn rates. For more details about EI SmartMiles earning rates please click here.
Terms and Conditions apply.
Get 50% off your food orders twice a month on the talabat app.
To avail of the offer, make your desired selections on the talabat app and enter the promo code “EMR50” before checkout. Cardholders can avail a maximum discount amount of AED 20 with no minimum spend required.
Cardholders must use the Emarati Credit Card to avail this benefit. The discount will not be available when using Apple Pay or Samsung Wallet. This benefit is valid until 31 December 2024.
Twice a month, you can buy one and get one complimentary movie ticket up to the Director's Box & Platinum tiers, with a 20% discount on food and beverages.
Spend at least AED 5,000 every calendar month to avail this benefit. If the spend criteria is not met or exceeds the maximum complimentary tickets usage, your credit card will be billed with the discount availed.
For more information on the Roxy Cinemas offer, Click here.
Enjoy two complimentary valet parking services each month at designated locations throughout the UAE. Simply present your Emarati Credit Card at the valet parking desk to access this perk.
To enjoy this benefit, a minimum monthly (calendar month) retail spend of AED 5,000 on your card is required. Should the spend criteria not be met or if you exceed the maximum complimentary services, your credit card will be billed with the actual service amount.
For information on valet parking locations, charges, and additional Terms & Conditions, please click here.
Experience a world of relaxation and recreation with complimentary access to Dubai Ladies Club and Sharjah Ladies Club in the UAE. Enjoy a host of benefits, including pool and beach access, gym facilities, outdoor activities, and more.
Enjoy these exclusive privileges by meeting a minimum monthly retail spend of AED 5,000 on your Emirates Islamic credit card. If the spend criteria is not met, your credit card will be billed with the applicable service fee.
It's time to rejuvenate and unwind. Click here to book your access now!
For detailed Terms & Conditions, Click here.
Book your padel session now and avail up to 50% discount on your next game.
Click here to know more.
Terms and Conditions apply.
Relax with unlimited complimentary access to over 1000 airport lounges worldwide. You can access airport lounges exclusively via the new Visa Airport Companion Mobile App. Click here to know more.
Terms & Conditions:
Concierge hotlines are available to cardholders 24 hours a day, both over the phone and online. Take advantage of a host of services, including, but not limited to, flight, hotel and restaurant reservations worldwide.
Call their toll-free number in the UAE 800 0441 3487 or their UAE international direct dialing number +971 4361 1234 or +1 773 360 5320. You can also send an email to concierge@visasignature-mea.com.
Skip the hassle of organising travel and medical insurance when you go abroad. Pay for your travel with an Emirates Islamic Emarati Visa Signature Credit Card to automatically be covered by travel accident and travel inconvenience insurance on all trips up to 90 days long.
Visit cardholderbenefitsonline.com to get your travel insurance certificate.
Enjoy up to two complimentary Marhaba Meet & Greet services per year.
Spend at least AED 5,000 every calendar month to avail this benefit. If the spend criteria is not met or exceeds the maximum complimentary service usage, your credit card will be billed with the applicable service fee.
Click here to book now!
Click here for the Terms & Conditions.
Terms and Conditions apply.
Not only does your Emirates Islamic Emarati Credit Card bring you endless rewards, but there are also no Annual Membership fees, along with an attractive profit rate of only 3.59%.
Experience the ultimate convenience with your Emirates Islamic Emarati Credit Card. Make secure and easy payments anywhere you see the Apple Pay, Samsung Wallet and Google Pay symbols worldwide.
Enjoy quality that lasts. We automatically double the original manufacturer’s warranty up to one year from the expiry date of the original warranty.
For more details, visit www.visamiddleeast.com.
Your Emarati Credit Card protects your purchases against theft or damage, so you can focus on finding the best deal for you.
For more details, visit www.visamiddleeast.com.
Apply for up to 4 Supplementary Cards so your loved ones can share your privileges, earn rewards faster and get more cashback on your Emirates Islamic Emarati Credit Card.
Each Supplementary Card issued under your account allows you to track your expenses under simplified billing, with a single monthly payment for all Cards on the same account.
Supplementary cardholders also enjoy the same benefits as a primary cardholder. They can also receive complimentary valet parking and LoungeKey airport lounge access.
Need some emergency cash? Call us at 600 599 995 and use the Cash-On-Call service to instantly get up to 80% of your available credit limit credited into your account. You can also use the Cash Advance service to withdraw cash at ATMs.
Conveniently transfer the outstanding balance of your Card from other banks to your Emirates Islamic Emarati Credit Card.
Shop for electronics, jewellery, groceries and more with no fuss using the 0% Easy Payment Plan. Ask for a 3, 6, 9 or 12-month plan at several partner outlets, including Sharaf DG and Carrefour.
Terms & Conditions apply.
Terms and Conditions apply.
Unwind at a range of luxury hotels across the globe using your Emarati Credit Card. Enjoy unsurpassed value at our exclusive hand-selected portfolio of over 900 properties, including boutique gems, as well as world-famous hotels and resorts.
Your privileges include:
For more details, please visit visaluxuryhotels.com.
Terms and Conditions apply.
You must be a UAE National with a minimum salary of AED 12,000 per month to be eligible for this card.
Easy Steps to Apply
To apply for this credit card, simply fill out the online form and provide the documents listed below:
Explore the benefits of using your Emirates Islamic Credit Card. Learn more about our security features, ways to pay and other card benefits.
Please click here to view Emirates Islamic Credit Cards – Important information.
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