• عربی
Flex Elite Credit Card Flex Elite Credit Card

Key Benefits

EI SmartMiles

EI SmartMiles

Up to 3.75 EI SmartMiles per AED 1 spend.

Easy Redemption

Airport Lounge Access

Complimentary unlimited access at 1000 lounges worldwide for Cardholder and 1 guest.

Valet parking

Valet Parking

2 complimentary valet parking service per month.

Instant Purchase

Complimentary Golf

Unlimited rounds of complimentary golf any day of the week.

Click Here to view the Key Facts Statement, Schedule of Charges and other important information for this product.

About EI SmartMiles

EI SmartMiles rewards programme has been exclusively designed to offer customers travel, shopping and lifestyle benefits. What's more, you can redeem them without any blackout dates. Enjoy the flexibility to redeem your EI SmartMiles for flights, hotels and retail transactions instantly anywhere in the world.

Get the App

The EI Rewards app is available on iOS and Android, scan the QR Code below to access.

EI SmartMiles QR Code

Welcome Bonus

Welcome bonus of 75,000 EI SmartMiles upon payment of Annual Fee for the first year.

How to earn EI SmartMiles:

Flex Elite
International spend* Upto 3.75 EI Smart Miles per AED 1 spend
Domestic Spend* Upto 2.5 EI Smart Miles Per AED 1 spend

*For more details about EI SmartMiles earning rates please Click here.

What can you do with your EI SmartMiles?

Travel

Instant EI SmartMiles redemption at over 300 airlines and more than 180,000 hotels worldwide, car rentals and much more starting from as low as 4,000 EI SmartMiles.

Miles Exchange

Simply exchange your EI SmartMiles with our partner loyalty programmes - Upoints By Emaar, Emirates Skywards, Etisalat Smiles,Etihad Guest and InterMiles.

6,500 EI SmartMiles = 1,000 Upoints By Emaar
7,500 EI SmartMiles = 5,000 Etisalat Smiles
10,000 EI SmartMiles = 1,000 Emirates Skywards Miles
10,000 EI SmartMiles = 2,500 Etihad Miles
20,000 EI SmartMiles = 4,000 InterMiles

Your Miles will be transferred within 5 working days.

All you need to do is select the partner program and enter your membership number on the app.

Instant Purchase

Use the "Instant Purchase" feature to redeem your EI SmartMiles against any purchase, across the globe and at any merchant.

All you need to do is tap on "Instant Purchase" and make a choice. Go ahead & make your transaction using your Flex Elite Card.

Within 5 days the EI SmartMiles balance will be deducted from your account and a statement credit will be posted onto your Flex Elite Card.

Online Market Place

Indulge in a wide range of shopping options with EI Rewards online market place. Get your hands on the latest fashion, state-of-the-art electronics and more, all from the comfort of your home.

You can also choose from our e-vouchers that let you and your loved ones get exactly what you want, anytime and anywhere.

Terms and Conditions apply.

See how many EI SmartMiles you can earn

ENTER YOUR MONTHLY SPENDS
AED
AED
AED
AED
EI SmartMiles Per Annum

With EI SmartMiles you can get

  • Instant purchase at any merchant worth
AED
  • Flight tickets
  • Emirates Skywards Miles
  • Etihad Guest Miles
  • U By Emaar Points
  • InterMiles
  • Smiles Points
  • Latest electronics on the online marketplace

Please note that this is a just estimated calculation based on above amounts. Some spends made under specific categories like govt services, utility bills, real estate or quick service restaurants may have reduced earn rates. For more details about EI SmartMiles earning rates please click here.


Other Value Benefits!

ENTER YOUR ANNUAL USAGE
AED per annum

Terms and Conditions apply.

Features

Airport Lounge Access

Enjoy unlimited complimentary access to over 1000 airport lounges with a guest.

For more details about the Lounge Key program please visit www.loungekey.com/visainfinitemena.

Terms & Conditions:

  • 1st visit to the Lounge in a calendar year is complimentary.
  • To utilize the subsequent complimentary visits in the same calendar year, customer needs to make a minimum foreign currency spend of USD 1 or equivalent, on both primary & supplementary cards 15 days prior the lounge visit. If the spend criteria is not met then customer will be charged US $27 per usage to the used card.
  • For every accompanying guest (above the 1 guest allowance), cardholders will be charged US $27 per person per visit.

Complimentary Valet Parking

Enjoy 2 complimentary valet parking services per month at select locations across the UAE. All you have to do is present your Emirates Islamic Flex Elite card at the valet parking desk. A minimum monthly (calendar month) retail spend of AED 5,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary services, your credit card will be billed with the actual service amount.

Click here for the valet parking locations, charges and other Terms & Conditions.

Multi Trip Travel Insurance

Travel with complete freedom and peace of mind. Your Emirates Islamic Flex Elite (Infinite) Visa credit card saves you the time and expense of organizing travel and medical insurance separately when you travel. You are automatically covered for travel accident and travel inconvenience insurance on all trips of up to 90 days duration. Visit https://cardholderbenefitsonline.com/ to get your travel insurance certificate.

Unlimited Complimentary Golf Any Day of the Week

Enjoy unlimited complimentary golf rounds at Arabian Ranches Golf Club, Track Meydan Golf Club, The Trump International Golf Club or Yas Links Golf Club on weekends or weekdays. A minimum monthly (calendar month) retail spend of AED 10,000 is required on your card to avail the benefit. If the spend criteria is not met or no show at the club, your credit card will be billed with the applicable green fee.
Click here to book your game, charges and other Terms & Conditions.

Complimentary Reel Cinemas Movie Tickets

Enjoy up to 3 "Buy 1 Get 1" complimentary movie tickets each month, any day of the week. A minimum monthly (calendar month) retail spend of AED 5,000 is required on your card to avail the benefit. If the spend criteria is not met or on exceeding the maximum complimentary tickets usage, your credit card will be billed with the discount availed. For more information on the Reel Cinemas offer, Click here.

Global Concierge

You can avail the Global Concierge facility which provides you with a hosts of services, including flight, hotel and restaurant reservations. You can avail these exclusive host of services over the phone or online, 24 hours a day, from anywhere in the world.

Just call the Concierge Service.
UAE Toll-free: 800 0441 3487
UAE International Direct Dialling: +971 4 361 1234
Alternatively, you can send an email to concierge@visasignature-mea.com.

Enjoy 15% off on Emaar Entertainment Attractions

Enjoy 15% discount on the below Emaar Entertainment Attractions.

  • Dig It - Stay and Dig
  • KidZania Abu Dhabi
  • KidZania Dubai
  • VR Park – Pay & Play
  • Ekart
  • Ice Rink
  • The Dubai Fountain Boardwalk
Click here to know about Emaar Attractions Term & Conditions.

Easy Payment Plans

Shop to your heart's content with the 0% Easy Payment Plan. From electronics, telecom, supermarket and jewellery; ask for our Easy Payment Plans of 3, 6, 9 or 12 months when making a purchase at our partner outlets such as Carrefour and Sharaf DG among others.

Complimentary Access to Dubai Ladies Club & Sharjah Ladies Club

You can avail complimentary access to Dubai Ladies Club & Sharjah Ladies Club in the UAE and enjoy various benefit like Pool & beach access, gym, outdoor activities and more.

All you have to do is present your Emirates Islamic Flex Elite credit card at Dubai Ladies Club & Sharjah Ladies Club at their reception desk.

Click here for the Terms & Conditions.

Card Benefits

Explore the benefits of using your Emirates Islamic Credit Card. Learn more about Supplementary Cards, Cash on Call, Balance Transfer, Easy Payment Plans and other card benefits.

Schedule of Charges

Please click here to view schedule of charges.

Important information

Please click here to view Emirates Islamic Credit Cards – Important information.

Mazaya Offers

Mazaya Offers

Get unmatched benefits, discounts and privileges.

Know More »

Frequently Asked Questions

You can withdraw cash from any Emirates Islamic branch or from more than 780,000 ATMs around the world displaying the VISA logo, for a nominal fee.

Card payments can be made through a range of different channels including:

Cheque Payments
Cheque deposits through the Drop Box, which is available at all designated branches. Make sure that you write your name and Credit Card number on the back of the cheque.

Please Note: Cheques are sent for Clearing and payment is made after the funds are received, which can take 3 - 5 days.

Exchange Houses
Payments through UAE Exchange, Al Rostamani Exchange, Al Fardan Exchange House and Al Ansari Exchange can be made in cash up to a maximum value of AED 35,000 per day. All payments will reflect in your credit card account in 2 to 3 working days.

Pay Bills Online
As an Emirates Islamic account holder, you can use your online banking service to pay your monthly bills online. Simply visit www.emiratesislamic.ae and log in to online banking. Call 600 599995 for assistance to link your Credit Card with your online banking account.

Online Auto Payment Facility
Schedule your monthly bill payment through your online banking account using the Auto Payment Transfer facility, which enables your monthly bill to be automatically deducted from your account at the click of a button.

Cash At Counter
Make a cash payment for your Emirates Islamic Credit Card at any of our branches during banking hours.

Cash Deposit Machines
Make your payment by depositing the payment at one of our network of Cash Deposit Machines. You can make your payments even if you do not have your card with you, all you need is the card number.

You can get up to 4 supplementary cards for your family members and enable them to take advantage of discounts available on your primary card while earning reward points on every Dirham spent.

The Emirates Islamic Rewards Flex Card is fully compliant with the Shariah principles. The card does not charge any interest to customers. As such, the bank charges a fixed profit for extending various features and benefits to customers.


Click here to view FAQs related to EI SmartMiles.