Emarati Credit Card Emarati Credit Card

Exclusive Credit Card for Emaratis

Crafted with pride, Crafted for you.
Featuring two words from the national anthem ‘Aishi Biladi’
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Switch Cashback Credit Card Switch Cashback Credit Card

Switch Cashback Credit Card

Switch as you go. Earn up to 8% cashback.
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Emirates Islamic Skywards Black Credit Card Emirates Islamic Skywards Black Credit Card

Skywards Black Credit Card

The best Travel Credit Card
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Choose your card type

Etihad Guest Credit Cards

A card built on choice. Your choice.

Etihad Guest Premium Credit Card
Etihad Guest Premium Credit Card
  • No AMF for first year* Subject to retail spend of AED 7,500 within 90 days of card approval & AMF waiver from second year** subject to annual spend of AED 150,000. If spend is not met, AMF of AED 1,500 will be charged.
  • Fast-Track Etihad Guest Gold Tier Status
  • Up to 3.5 Etihad Guest Miles per USD spent
  • Up to 2- 60% Etihad Guest Miles Discount Vouchers
  • Complimentary airport transfers, airport lounge access, golf & valet parking.
  • Complimentary Access to Dubai Ladies Club.
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Etihad Guest Saqer Credit Card
Etihad Guest Saqer Credit Card
  • No AMF for first year* Subject to retail spend of AED 5,000 within 90 days of card approval & AMF waiver from second year** subject to annual spend of AED 30,000. If spend is not met, AMF of AED 899 will be charged.
  • Fast-Track Etihad Guest Silver Tier Status.
  • Up to 3 Etihad Guest Miles per USD spent.
  • Unlock 25% Etihad Guest Miles Discount Voucher
  • Complimentary airport transfers, airport lounge access, golf & valet parking.
  • Complimentary Access to Dubai Ladies Club.
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Etihad Guest Ameera Credit Card
Etihad Guest Ameera Credit Card
  • No AMF for first year* Subject to retail spend of AED 5,000 within 90 days of card approval & AMF waiver from second year** subject to annual spend of AED 30,000. If spend is not met, AMF of AED 699 will be charged.
  • Fast-Track Etihad Guest Silver Tier Status.
  • Up to 3 Etihad Guest Miles per USD spent.
  • Unlock 25% Etihad Guest Miles Discount Voucher
  • Complimentary airport transfers, airport lounge access, golf & valet parking.
  • Complimentary Access to Dubai Ladies Club.
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Etihad Guest Platinum Credit Card
Etihad Guest Platinum Credit Card
  • No AMF for first year* Subject to retail spend of AED 3,000 within 90 days of card approval & AMF waiver from second year** subject to annual spend of AED 10,000. If spend is not met, AMF of AED 199 will be charged.
  • Up to 2 Etihad Guest Miles per USD spent.
  • Unlock 10% Etihad Guest Miles Discount Voucher
  • Discounts on dining, travel, hotels and shopping.
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Emirates Skywards Cards

Your Emirates Islamic Skywards Credit Card offers you a range of services and benefits. Enjoy the freedom and flexibility of a credit card developed according to the principles of Shari'a and free of Riba and Gharar. Accepted at over 22 million locations across 130 countries around the world, your credit card offers you the additional benefits, under the purview of a reputable Islamic financial institution.

Emirates Islamic Skywards Infinite Credit Card
Skywards Infinite
  • Up to 2 Skywards Miles per USD spent.
  • Automatic upgrade to Emirates Skywards Silver membership.
  • Unlimited Complimentary golf any day of the week.
  • 2 complimentary valet parking services per month.
  • Unlimited complimentary access to over 1000+ airport lounges with a guest.
  • Complimentary Access to Dubai Ladies Club & Sharjah Ladies Club.
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Emirates Islamic Skywards Signature Credit Card
Skywards Signature
  • Up to 1.5 Skywards Miles per USD spent.
  • Two rounds of Complimentary golf any day of the week.
  • 1 complimentary valet parking service per month.
  • Unlimited complimentary access to over 1000+ airport lounges.
  • Complimentary Access to Dubai Ladies Club.
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Emirates Islamic Skywards Black Credit Card
Skywards Black
  • Up to 3.5 Skywards Miles per USD spent.
  • Automatic upgrade to Emirates Skywards Silver membership.
  • Fast Track to Emirates Skywards Gold Tier Membership for primary and supplementary cardholders.
  • Unlimited Complimentary golf any day of the week.
  • 3 complimentary valet parking services per month.
  • Unlimited complimentary access to over 1000+ airport lounges with a guest.
  • Complimentary Access to Dubai Ladies Club & Sharjah Ladies Club.
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Cashback Cards

Get guaranteed cash back on all your purchases with your Emirates Islamic Cashback and RTA Cards.

Switch Cashback Credit Card
Switch Cashback
  • Lifestyle - 4% cashback on Supermarkets, Dining & Education with 8% cashback on Fuel.
  • Travel - 4% cashback on Airlines, Hotels & Dining.
  • Switch Cashback earning between daily Lifestyle spends or Travel category any month.
  • Irrespective of the category, all your spends earn Cashback.
  • Up to 1% cashback on all other spends on both categories.
  • 2 "Buy 1 Get 1" complimentary movie tickets every month.
  • 2 rounds of complimentary golf per month.
  • Complimentary valet parking service per month.
  • Complimentary access to Dubai Ladies Club.
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Cashback Plus Card
Cashback Plus
  • No AMF for first year + AED 200 cashback points*** subject to retail spend of AED 5,000 within 90 days of card approval. AMF waiver from second year** subject to annual spend of AED 30,000. If spend is not met, AMF of AED 299 will be charged.
  • Up to 10% cash back on groceries, education, dining and telecom.
  • Unlimited complimentary access to over 1,000 airport lounges worldwide.
  • Auto top-up facility for Salik accounts.
  • Complimentary Access to Dubai Ladies Club & Sharjah Ladies Club.
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Cashback Card
Cashback
  • No AMF for first year* subject to retail spend of AED 3,000 within 90 days of card approval & AMF waiver from second year** subject to annual spend of AED 10,000. If spend is not met, AMF of AED 350 will be charged.
  • 5% cash back on telecom expenses.
  • 5% cash back on electronic store purchases.
  • Up to 1% guaranteed cash back on all local and international transactions.
  • No minimum spend criteria for earning cash back rewards.
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RTA Card
RTA
  • 10% cash back on fuel spends.
  • 10% cash back on RTA transport payments.
  • Up to 2.25% cash back on international spends.
  • Up to 1.25% cash back on all other spends.
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Rewards & Lifestyle

A range of cards designed for you and your lifestyle. Instantly be rewarded for the money you spend.

Flex Card
Flex
  • No Annual Membership Fee.
  • Up to 2.25 EI SmartMiles per AED 1 spend.
  • Use the "Instant Purchase" feature to redeem your EI SmartMiles against any purchase, across the globe at any merchant.
  • Redeem your EI SmartMiles at over 300 Airlines and 180,000 hotels worldwide.
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Flex Elite Credit Card
Flex Elite
  • No AMF for first year* Subject to retail spend of AED 7,500 within 90 days of card approval & AMF waiver from second year** subject to annual spend of AED 50,000. If spend is not met, AMF of AED 700 will be charged.
  • Up to 3.75 EI SmartMiles per AED 1 spend.
  • Unlimited Complimentary golf any day of the week.
  • Complimentary valet parking services per month.
  • Complimentary unlimited access to over 1,000 airport lounges worldwide with a guest.
  • Use the "Instant Purchase" feature to redeem your EI SmartMiles against any purchase, across the globe at any merchant.
  • Redeem your EI SmartMiles at over 300 Airlines and 180,000 hotels worldwide.
  • Complimentary Access to Dubai Ladies Club & Sharjah Ladies Club.
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Emarati Credit Card
Emarati
  • Get up to AED 750 in the form of EI SmartMiles*
  • Exclusive for UAE nationals.
  • No Annual Membership Fee.
  • Earn up to 3.75 EI SmartMiles per AED 1 spent.
  • "Instant Purchase" feature to redeem your EI SmartMiles against any purchase at any merchant.
  • 50% discount on talabat food orders.
  • Up to 50% discount on padel games.
  • Buy 1 Get 1 complimentary movie ticket at Roxy Cinemas.
  • Complimentary valet parking at The Dubai Mall, Mall of the Emirates and more.
  • Complimentary Access to Dubai Ladies Club & Sharjah Ladies Club.
  • Choice to exchange EI SmartMiles with Upoints By Emaar, Emirates Skywards, Etihad Guest.
  • Complimentary airport lounge access.
Learn More Apply now »

Please click here to view our Legacy (Expo, Choice Points & UCS Tamayaz Points) Credit Cards.

Mobile Payments

Check out with speed when you pay with your Emirates Islamic Card using Apple Pay, Google Pay or Samsung Wallet. It is a fast, simple way to pay at millions of places – on site, in apps and in stores.

Card Benefits

Explore the benefits of using your Emirates Islamic Credit Card. Learn more about our security features, ways to pay and other card benefits.

Promotions

Explore the latest promotions and offers available to Emirates Islamic card holders.
Mazaya Offers

Mazaya Offers

Mazaya Offers

We are delighted to present to you our Mazaya Offers.

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Cashbacksouk.ae

Cashbacksouk.ae is an online shopping portal, exclusively for Emirates Islamic Cardholders. You can start your online shopping at Cashbacksouk.ae and enjoy guaranteed cashback of up to 25% on more than 1500 local and international brands. Enjoy shopping for flights, hotels, electronics, apparel and so much more!

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Debit Cards

Emirates Islamic Debit Card combines the flexibility of cash with the security. You will enjoy acceptance at over 30 million merchants worldwide, make banking transactions using the largest global ATM network and use it for online shopping.

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Corporate Credit Cards

Emirates Islamic offers a number of solutions designed to manage your business expenses at all levels from Corporate Cards for travel and entertainment to Purchasing cards for vendor, government and utility payments.

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Business Card

Emirates Islamic Business Card offers you greater control, convenience and rewards. It provides you with multiple cards for your partners and employees. It allow you to track your business expenses be it travel, dining or utility bill payments. You card is accepted globally so you can make payments both locally as well as internationally. Business card also provide unlimited complimentary lounge access to over 1,000+ airport lounges worldwide and that is not it, you earn EI Smartmiles on all your spends.

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Prepaid Cards

The Emirates Islamic Prepaid Card is a modern and convenient alternative to carrying cash or traveller's cheques. You can use this Prepaid Visa Card just like any Debit or Credit Card at ATMs, stores, and restaurants and even online. If you are planning to travel abroad, apply for this Prepaid Card and enjoy a world of benefits.

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